Hurricane Florence in Eastern United States, September 2018

Important travel insurance information for Fast Cover policies underwritten by Hollard.

The below information was issued on 10 September 2018 and applies to Fast Cover travel insurance policies underwritten by Hollard.

If you need assistance or advice, contact our 24 hour Emergency Assistance team on the numbers listed on our website or on your certificate of insurance.

DFAT are advising travellers to avoid the area and follow local instructions. Please stay up to date with the advice issued on the Smart Traveller website.

Select from the options below to find the information for your current situation:

Policy Coverage

The below information was issued on 10 September 2018 and applies to your travel insurance policy with Fast Cover, underwritten by Hollard.

For policies issued prior to 9:33am AEST 10 September 2018 there is provision for cover as set out below under ‘How does this affect me?’

For policies issued after 9:33am AEST 10 September 2018 there is no cover for any claims arising from this event.

How does this affect me?

There is provision for cover under the following benefits of the policy subject to the policy terms and conditions, limits, Benefit exclusions and General Exclusions:

• Benefit 5 – Trip Cancellation Expenses.
• Benefit 6 – Trip Disruption Expenses
• Benefit 16 – Travel Delay Expenses
• Benefit 17 – Alternative Transport Expenses

Note there is no cover for the above benefits unless your travel has been directly affected by the hurricane.

How do I make a claim?

If you need to make a claim, you can submit your claim in one of several ways:

• Online: Visit our Claims page for for information.
• Phone: 1300 409 322 and select the option to speak to the claims team.
• Email: claims-fch@fastcover.com.au

We assess all claims in accordance with the Product Disclosure Statement and your Certificate of Insurance. Each claim is assessed individually and cover will depend on the type of policy you purchased and your particular circumstances.

Remember:

• Take reasonable steps to minimise your claim. Contact your airline or Travel provider for assistance if you need to rearrange your travel plans.
• Keep your receipts and any other supporting documentation e.g. travel provider cancellation letters. If you are claiming for additional meal, accommodation, and travel costs, please ensure you retain copies of all of your expense receipts.

Policy benefits and exclusions for terrorism-related events

Please note that there are there are some General Exclusions for claims that arise from or are related to a threat or act of terrorism.

See the table below for further details:

*Limits, conditions and exclusions may apply under your policy. Please refer to your Certificate of Insurance and the Product Disclosure Statement for more information about each benefit and any conditions which may apply.

General Advice

For details about what your policy covers, please refer to your Product Disclosure Statement. Limits, conditions and exclusions may apply under your policy.

We will assess all claims in accordance with your Product Disclosure Statement (PDS) and your Certificate of Insurance. Your cover will depend on the type of plan you purchased and your particular circumstances.

Questions?

If you have any questions or need help with your travel insurance, please:

• Visit: Frequently Asked Questions
• Phone: 1300 409 302
• Email: info@fastcover.com.au

Useful Links for Travellers

• Australian Government 24 Hour Consular Assistance
• Australian Government Bureau of Meteorology
• World Health Organisation
• World Meteorological Organisation
• BBC World News

For regular updates, download the Smartraveller app and register your travel itinerary with Smart Traveller.

For new or existing claim or policy enquiries, please contact us on 1300 409 322 or info@fastcover.com.au between 9am and 6pm (AEST) Monday to Friday.