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Travel guides

Chiang Mai travel guide: things to do, temples, where to stay and getting around

Ho Kham Luang Royal Pavilion in Chiang Mai

Travel guides

Chiang Mai travel guide: things to do, temples, where to stay and getting around

Things to do

Where to stay

Food & drink

Transport

When to visit

Health & safety

Important contacts

FAQs

Things to do

Where to stay

Food & drink

Transport

When to visit

Health & safety

Important contacts

FAQs

Chiang Mai, the largest city in northern Thailand, is known for its hundreds of temples, night markets, mountain scenery and relaxed pace. There are plenty of things to do in Chiang Mai: explore the temples of the walled Old City, ride up to Doi Suthep, browse the Sunday Walking Street, learn to cook northern Thai food or trek in Doi Inthanon National Park. This Chiang Mai travel guide covers what to do in Chiang Mai, Thailand, from the main Chiang Mai attractions to where to stay, how to get around, when to visit and the health and safety tips Australian travellers can use to plan their trip to Chiang Mai.

Any advice is general advice only and doesn't consider your personal circumstances.

Thailand travel advice level explained

Wondering if it’s safe to travel to Thailand? Whilst Thailand is a popular destination for Australian travellers, it’s always wise to stay informed about any travel advisories or travel alerts when planning your trip.

Travel advisories

Before leaving for your trip, make sure to check the latest travel advice for Thailand on the Australian Government's Smartraveller website for up-to-date travel advisories and entry requirements.

Travel alerts

Fast Cover also monitors travel conditions and issues timely travel alerts to keep our customers informed and updated on situations that may impact their travel.

Learn more about how to choose a safe travel destination for your next holiday.

Travel advice

Thailand travel advice level explained

Travel advisories

Before leaving for your trip, make sure to check the latest travel advice for Thailand on the Australian Government's Smartraveller website for up-to-date travel advisories and entry requirements.

Travel alerts

Fast Cover also monitors travel conditions and issues timely travel alerts to keep our customers informed and updated on situations that may impact their travel.

Learn more about how to choose a safe travel destination for your next holiday.

How to prepare for a trip to Chiang Mai

Check that your passport is valid for at least six months from the date you arrive and whether you need a visa for the length and purpose of your trip. Entry and visa requirements for Thailand may change over time, it is your responsibility to verify entry and visa requirements with the official government authorities.

Chiang Mai's sights are spread between the Old City, the newer neighbourhoods to the west and the mountains outside town. Looking at a map of Chiang Mai before you book can help you choose a base and plan day trips into the surrounding hills.

From temple visits and cooking classes to trekking, rafting and elephant sanctuaries, Chiang Mai has plenty of activities for most travellers. Check whether your planned activities are included in your travel insurance policy before you go.

Chiang Mai is warm for most of the year, but nights in the mountains can be cool from November to February. Pack light, breathable clothing, a warm layer, sturdy walking shoes, insect repellent, a light rain jacket for the wet season and clothing that covers your shoulders and knees for temple visits. If you’re travelling in March or April, consider packing face masks for the smoky season.

Travel insurance for Thailand can help with the costs of unexpected events like overseas medical emergencies, trip cancellation or lost luggage, depending on the policy and cover you choose.* Fast Cover offers a range of policies for Australian travellers, with optional extras you can add depending on your plans in Chiang Mai.

Organise your travel documents before you depart. Keep copies of your itinerary, flight tickets, passport, visas, accommodation details, tour and activity tickets, and any pre-arranged transport tickets. Don't forget your travel insurance policy and emergency assistance contact information.

How to prepare for a trip to Chiang Mai

Check that your passport is valid for at least six months from the date you arrive and whether you need a visa for the length and purpose of your trip. Entry and visa requirements for Thailand may change over time, it is your responsibility to verify entry and visa requirements with the official government authorities.

Travel insurance for Thailand can help with the costs of unexpected events like overseas medical emergencies, trip cancellation or lost luggage, depending on the policy and cover you choose.* Fast Cover offers a range of policies for Australian travellers, with optional extras you can add depending on your plans in Chiang Mai.

How to prepare for a trip to Chiang Mai

Know before you go to Chiang Mai

Updated on

12 November 2026

Know before you go to Chiang Mai

Updated on

30 October 2026

Know before you go to Chiang Mai

Updated on

30 October 2026

Written by

Tatjana Bundalo

Ibrahim Quality Assurance and Audit Officer at Fast Cover

Reviewed by

Ibrahim Fayad

Fact checked

Written by

Tatjana Bundalo

Reviewed by

Ibrahim Fayad

Fact checked

Key takeaways

Things to do in Chiang Mai: The Old City temples, Doi Suthep, the night markets, cooking classes, elephant sanctuaries and Doi Inthanon National Park are Chiang Mai's best-known attractions.
Where to stay in Chiang Mai: The Old City suits sightseeing, Nimmanhaemin suits cafe-lovers and longer stays, and the Night Bazaar and riverside areas are close to shopping.
How to get around Chiang Mai: Red songthaews, tuk-tuks and ride-share apps are the main options; agree on fares before you ride.
When to visit Chiang Mai: The cool season from November to February is the most comfortable time to visit, while smoke haze can affect air quality from about March to April.
Health and safety tips for Chiang Mai: Check air quality levels, take care on mountain roads and use licensed operators for trekking and adventure activities.

This is only a summary of some things to know, so always read the PDS before deciding to buy.

Key takeaways

Things to do in Chiang Mai: The Old City temples, Doi Suthep, the night markets, cooking classes, elephant sanctuaries and Doi Inthanon National Park are Chiang Mai's best-known attractions.
Where to stay in Chiang Mai: The Old City suits sightseeing, Nimmanhaemin suits cafe-lovers and longer stays, and the Night Bazaar and riverside areas are close to shopping.
How to get around Chiang Mai: Red songthaews, tuk-tuks and ride-share apps are the main options; agree on fares before you ride.
When to visit Chiang Mai: The cool season from November to February is the most comfortable time to visit, while smoke haze can affect air quality from about March to April.
Health and safety tips for Chiang Mai: Check air quality levels, take care on mountain roads and use licensed operators for trekking and adventure activities.

This is only a summary of some things to know, so always read the PDS before deciding to buy.

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Things to do in Chiang Mai

From temples and markets to mountains and national parks, these are the Chiang Mai tourist attractions and places to visit in Chiang Mai that most travellers put on their list, whether you're planning a 3-day itinerary or a longer stay.

Explore the temples of the Old City: The square, moated Old City is home to dozens of temples. Wat Phra Singh is known for its classic northern Thai architecture, and Wat Chedi Luang has the ruins of a huge brick chedi (stupa) at its centre. Dress modestly, with your shoulders and knees covered, and take off your shoes before entering temple buildings.
Visit Doi Suthep: Wat Phra That Doi Suthep sits on a mountain overlooking the city, reached by a winding road and a staircase of more than 300 steps lined with dragon-shaped balustrades. On a clear day, the views stretch across Chiang Mai. Red songthaews run up the mountain from near Chiang Mai University.
Shop at Chiang Mai's night markets: Markets in Chiang Mai are a highlight of any visit. The Sunday Walking Street fills Ratchadamnoen Road in the Old City with food and craft stalls, the Saturday Walking Street runs along Wualai Road, known for its silverwork, and the Night Bazaar is open every evening. Shopping in Chiang Mai is also good for handmade textiles, ceramics and woodwork.
Visit an elephant sanctuary: Visiting an elephant sanctuary in Chiang Mai's surrounding hills is one of the most popular tours in Chiang Mai. Many sanctuaries now focus on watching, feeding and bathing elephants rather than riding them, so it's worth reading about each sanctuary's approach to animal welfare before you book.
Take a cooking class: A northern Thai cooking class, often starting with a visit to a local market, is one of the most popular activities in Chiang Mai. Many classes are held at farms just outside the city.
Take a day trip from Chiang Mai: Popular Chiang Mai day trip options include Doi Inthanon National Park, home to Thailand's highest mountain, waterfalls and twin royal pagodas, and Chiang Rai, about three hours' drive north, known for the White Temple (Wat Rong Khun). If you're travelling on, the Bangkok City Travel Guide can help you plan the next leg.

Outdoor activities in Chiang Mai

Some of the most fun things to do in Chiang Mai are in the mountains: trekking to hill villages, white-water rafting, zip lining through the forest and cycling tours are all popular. Before you book, it's worth checking how your activities are treated by your travel insurance, as some may need the Adventure Pack.

For example, with Fast Cover, hiking or trekking that peaks below 3,000 metres, where specialist climbing equipment isn't required, and rafting in rivers graded I, II or III, are automatically included under our Covered Sports and Leisure Activities, while zip lining and rafting in rivers graded IV or V need the optional Adventure Pack.* The Adventure Pack is available to travellers aged 74 and under at the date of policy issue.*

Always check both the Covered Sports and Leisure Activities and the Adventure Pack activities in the PDS for the conditions that apply.

Sports and leisure activities

Fast Cover's list of Covered Sports and Leisure Activities provide cover for a wide range of activities.*

Adventure activities

Fast Cover's optional Adventure Pack provides cover for a list of higher adrenaline adventure activities for an added premium.*

Always check the eligibility criteria, policy terms, conditions, exclusions and limits that apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Things to do in Chiang Mai

Explore the temples of the Old City

The square, moated Old City is home to dozens of temples. Wat Phra Singh is known for its classic northern Thai architecture, and Wat Chedi Luang has the ruins of a huge brick chedi (stupa) at its centre. Dress modestly, with your shoulders and knees covered, and take off your shoes before entering temple buildings.

Visit Doi Suthep

Wat Phra That Doi Suthep sits on a mountain overlooking the city, reached by a winding road and a staircase of more than 300 steps lined with dragon-shaped balustrades. On a clear day, the views stretch across Chiang Mai. Red songthaews run up the mountain from near Chiang Mai University.

Shop at Chiang Mai's night markets

Markets in Chiang Mai are a highlight of any visit. The Sunday Walking Street fills Ratchadamnoen Road in the Old City with food and craft stalls, the Saturday Walking Street runs along Wualai Road, known for its silverwork, and the Night Bazaar is open every evening. Shopping in Chiang Mai is also good for handmade textiles, ceramics and woodwork.

Visit an elephant sanctuary

Visiting an elephant sanctuary in Chiang Mai's surrounding hills is one of the most popular tours in Chiang Mai. Many sanctuaries now focus on watching, feeding and bathing elephants rather than riding them, so it's worth reading about each sanctuary's approach to animal welfare before you book.

Take a cooking class

A northern Thai cooking class, often starting with a visit to a local market, is one of the most popular activities in Chiang Mai. Many classes are held at farms just outside the city.

Take a day trip from Chiang Mai

Popular Chiang Mai day trip options include Doi Inthanon National Park, home to Thailand's highest mountain, waterfalls and twin royal pagodas, and Chiang Rai, about three hours' drive north, known for the White Temple (Wat Rong Khun). If you're travelling on, the Bangkok City Travel Guide can help you plan the next leg.

Outdoor activities in Chiang Mai

For example, with Fast Cover, hiking or trekking that peaks below 3,000 metres, where specialist climbing equipment isn't required, and rafting in rivers graded I, II or III, are automatically included under our Covered Sports and Leisure Activities, while zip lining and rafting in rivers graded IV or V need the optional Adventure Pack.* The Adventure Pack is available to travellers aged 74 and under at the date of policy issue.* Always check both the Covered Sports and Leisure Activities and the Adventure Pack activities in the PDS for the conditions that apply. Our page on travel insurance for hiking and trekking explains more.

Sports and leisure activities

Fast Cover's list of Covered Sports and Leisure Activities provide cover for a wide range of activities.*

Adventure activities

Fast Cover's optional Adventure Pack provides cover for a list of higher adrenaline adventure activities for an added premium.*

Always check the eligibility criteria, policy terms, conditions, exclusions and limits that apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Things to do in Chiang Mai

Explore the temples of the Old City

Visit Doi Suthep

Shop at Chiang Mai's night markets

Visit an elephant sanctuary

Take a cooking class

A northern Thai cooking class, often starting with a visit to a local market, is one of the most popular activities in Chiang Mai. Many classes are held at farms just outside the city.

Take a day trip from Chiang Mai

Outdoor activities in Chiang Mai

Sports and leisure activities

Fast Cover's list of Covered Sports and Leisure Activities provide cover for a wide range of activities.*

Adventure activities

Fast Cover's optional Adventure Pack provides cover for a list of higher adrenaline adventure activities for an added premium.*

Always check the eligibility criteria, policy terms, conditions, exclusions and limits that apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Expert travel insurance tips

Chief Executive Officer

Dean Van Es

Expert advice from Dean Van Es, CEO

"Knowing the altitude of your hike, trek or tramp tells you whether it's automatically covered under our standard policies or if you need the Adventure Pack. One important condition travellers can overlook is specialist climbing equipment. Cover under our policies applies to hiking, trekking or tramping where specialist climbing equipment is not required, and that depends on the conditions you'll face, not just the altitude. A pass that's straightforward in Spring or Autumn may call for crampons and an ice axe after snowfall. Before you book, ask your tour operator two things: what altitude the route peaks at, and what gear or equipment you'll need in the season you're travelling. This will assist you in deciding what cover you may need for the activities you are participating in involving hiking, trekking or tramping at altitude. You should also be aware of other terms and conditions and exclusions that apply, such as the maximum altitude that is covered under the relevant policy."

General advice only, and does not take into account your individual objectives, financial situation or needs. Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to making a decision.

Expert travel insurance tips

Expert advice from Dean Van Es, CEO

Knowing the altitude of your hike, trek or tramp tells you whether it's automatically covered under our standard policies or if you need the Adventure Pack. One important condition travellers can overlook is specialist climbing equipment. Cover under our policies applies to hiking, trekking or tramping where specialist climbing equipment is not required, and that depends on the conditions you'll face, not just the altitude. A pass that's straightforward in Spring or Autumn may call for crampons and an ice axe after snowfall. Before you book, ask your tour operator two things: what altitude the route peaks at, and what gear or equipment you'll need in the season you're travelling. This will assist you in deciding what cover you may need for the activities you are participating in involving hiking, trekking or tramping at altitude. You should also be aware of other terms and conditions and exclusions that apply, such as the maximum altitude that is covered under the relevant policy.

— Dean Van Es, CEO. General advice only, and does not take into account your individual objectives, financial situation or needs. Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to making a decision.

Expert travel insurance tips

Expert advice from Dean Van Es, CEO

Where to stay in Chiang Mai

Accommodation in Chiang Mai ranges from guesthouses in the Old City to boutique hotels and mountain resorts in Chiang Mai's countryside. The best area to stay in Chiang Mai depends on whether you want to walk to temples, cafes or markets, or have a quiet base in the hills.

Old City: The Old City puts you within walking distance of the main temples and the Sunday Walking Street, with plenty of guesthouses and small hotels in Chiang Mai's historic centre. It suits first-time visitors.
Nimmanhaemin: Nimmanhaemin, west of the Old City near Chiang Mai University, is known for its cafes, restaurants and modern hotels. It's popular with younger travellers and longer-stay visitors.
Night Bazaar and the riverside: The area between the Old City and the Ping River is close to the Night Bazaar, with larger hotels and riverside restaurants. It suits travellers who want to be near shopping and evening markets.
Mae Rim and the mountains: Mae Rim and the hills north of the city have resorts surrounded by rice fields and forest. They suit couples and travellers who want a quieter stay, but you'll need transport to reach the city.

Where to stay in Chiang Mai

Old City

The Old City puts you within walking distance of the main temples and the Sunday Walking Street, with plenty of guesthouses and small hotels in Chiang Mai's historic centre. It suits first-time visitors.

Nimmanhaemin

Nimmanhaemin, west of the Old City near Chiang Mai University, is known for its cafes, restaurants and modern hotels. It's popular with younger travellers and longer-stay visitors.

Night Bazaar and the riverside

The area between the Old City and the Ping River is close to the Night Bazaar, with larger hotels and riverside restaurants. It suits travellers who want to be near shopping and evening markets.

Mae Rim and the mountains

Mae Rim and the hills north of the city have resorts surrounded by rice fields and forest. They suit couples and travellers who want a quieter stay, but you'll need transport to reach the city.

Where to stay in Chiang Mai

Old City

Nimmanhaemin

Nimmanhaemin, west of the Old City near Chiang Mai University, is known for its cafes, restaurants and modern hotels. It's popular with younger travellers and longer-stay visitors.

Night Bazaar and the riverside

The area between the Old City and the Ping River is close to the Night Bazaar, with larger hotels and riverside restaurants. It suits travellers who want to be near shopping and evening markets.

Mae Rim and the mountains

Mae Rim and the hills north of the city have resorts surrounded by rice fields and forest. They suit couples and travellers who want a quieter stay, but you'll need transport to reach the city.

Where to eat in Chiang Mai

Food in Chiang Mai is different from the rest of Thailand, with northern dishes you won't find as easily elsewhere. Here's where to eat in Chiang Mai, from local specialities to markets.

Northern Thai food: Try khao soi, a curry noodle soup topped with crispy noodles, sai oua (northern Thai herb sausage) and nam prik ong (a tomato and pork chilli dip served with vegetables). A khantoke dinner, a traditional northern meal of shared dishes, is often served with a cultural show.
Restaurants and cafes: Restaurants in Chiang Mai range from roadside khao soi shops to fine dining. Cafes in Chiang Mai are a big part of local life, especially in Nimmanhaemin and the Old City, and northern Thailand grows much of the country's coffee.
Markets and food stalls: Warorot Market, near the river, and the city's night markets are an easy way to try a range of dishes. Choosing busy stalls where food is cooked fresh in front of you can help reduce the risk of an upset stomach.

Where to eat in Chiang Mai

Food in Chiang Mai is different from the rest of Thailand, with northern dishes you won't find as easily elsewhere. Here's where to eat in Chiang Mai, from local specialities to markets.

Northern Thai food

Try khao soi, a curry noodle soup topped with crispy noodles, sai oua (northern Thai herb sausage) and nam prik ong (a tomato and pork chilli dip served with vegetables). A khantoke dinner, a traditional northern meal of shared dishes, is often served with a cultural show.

Restaurants and cafes

Restaurants in Chiang Mai range from roadside khao soi shops to fine dining. Cafes in Chiang Mai are a big part of local life, especially in Nimmanhaemin and the Old City, and northern Thailand grows much of the country's coffee.

Markets and food stalls

Warorot Market, near the river, and the city's night markets are an easy way to try a range of dishes. Choosing busy stalls where food is cooked fresh in front of you can help reduce the risk of an upset stomach.

Where to eat in Chiang Mai

Food in Chiang Mai is different from the rest of Thailand, with northern dishes you won't find as easily elsewhere. Here's where to eat in Chiang Mai, from local specialities to markets.

Northern Thai food

Restaurants and cafes

Markets and food stalls

How to get around Chiang Mai

Getting around Chiang Mai is mostly by road. For more on transport across the country, see the transport section of our Thailand travel guide.

Getting to Chiang Mai: Chiang Mai International Airport (CNX) is a short drive from the Old City, with frequent domestic flights from Bangkok and connecting flights from Australia via Bangkok and other Asian hubs. Overnight sleeper trains and buses also run from Bangkok, which is a popular way to get to Chiang Mai for travellers with time to spare.
Songthaews and tuk-tuks: Red songthaews (shared trucks) are Chiang Mai's main local transport. Tell the driver where you're going and agree on the fare before you get in. Tuk-tuks don't use meters, so agree on the fare and route before you set off.
Taxis and ride-sharing: Ride-share apps are widely used in Chiang Mai; check that the plate number and driver's name match the app before you get in.

Riding a motorcycle, moped or scooter in Chiang Mai

Many visitors hire scooters to explore the city and nearby mountain roads, but motorcyclists are most at risk on Thailand's roads, and mountain roads can be steep and winding. Under Thai law, riders and passengers must wear a helmet. Never leave your passport as a deposit for a scooter. If you plan to ride or be a passenger on a motorcycle, moped or scooter, you may wish to consider whether you'll need the Motorcycle Pack.

Coverage for riders and passengers with Fast Cover's Motorcycle Pack

Fast Cover's Motorcycle Pack is an optional extra available under our international policies that may provide cover to you for being the rider or passenger on a:

Motorcycle
Moped
Scooter*

The Motorcycle Pack is available to travellers aged 74 and under at the date of policy issue, and can be added to the Comprehensive, Standard Saver, Basics, Snow Sports Plus and Frequent Traveller Saver policies.*

Cover under the Motorcycle Pack only applies if you:*

wear a crash helmet, whether you're the rider or the passenger
ride on sealed or unsealed public roads only (not off road)
hold a current Australian Drivers Licence (Provisional or higher) and a licence valid for Thailand if you're riding a motorcycle, moped or scooter of 125cc or less, or a current Australian Motorcycle Licence (Provisional or higher) for the same class and a licence valid for Thailand if it's over 125cc
are a passenger with a rider who holds a current licence (Provisional or higher) for the same class of motorcycle, moped or scooter that is valid in Thailand
aren't under the influence of drugs or alcohol, and are acting lawfully.

As each individual's circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

How to get around Chiang Mai

Getting around Chiang Mai is mostly by road. For more on transport across the country, see the transport section of our Thailand travel guide.

Getting to Chiang Mai

Chiang Mai International Airport (CNX) is a short drive from the Old City, with frequent domestic flights from Bangkok and connecting flights from Australia via Bangkok and other Asian hubs. Overnight sleeper trains and buses also run from Bangkok, which is a popular way to get to Chiang Mai for travellers with time to spare.

Songthaews and tuk-tuks

Red songthaews (shared trucks) are Chiang Mai's main local transport. Tell the driver where you're going and agree on the fare before you get in. Tuk-tuks don't use meters, so agree on the fare and route before you set off.

Taxis and ride-sharing

Ride-share apps are widely used in Chiang Mai; check that the plate number and driver's name match the app before you get in.

Riding a motorcycle, moped or scooter in Chiang Mai

Coverage for riders and passengers with Fast Cover's Motorcycle Pack

Fast Cover's Motorcycle Pack is an optional extra available under our international policies that may provide cover to you for being the rider or passenger on a:

Motorcycle
Moped
Scooter*

wear a crash helmet, whether you're the rider or the passenger
ride on sealed or unsealed public roads only (not off road)
hold a current Australian Drivers Licence (Provisional or higher) and a licence valid for Thailand if you're riding a motorcycle, moped or scooter of 125cc or less, or a current Australian Motorcycle Licence (Provisional or higher) for the same class and a licence valid for Thailand if it's over 125cc
are a passenger with a rider who holds a current licence (Provisional or higher) for the same class of motorcycle, moped or scooter that is valid in Thailand
aren't under the influence of drugs or alcohol, and are acting lawfully.

As each individual's circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

How to get around Chiang Mai

Getting around Chiang Mai is mostly by road. For more on transport across the country, see the transport section of our Thailand travel guide.

Getting to Chiang Mai

Songthaews and tuk-tuks

Taxis and ride-sharing

Ride-share apps are widely used in Chiang Mai; check that the plate number and driver's name match the app before you get in.

Riding a motorcycle, moped or scooter in Chiang Mai

Coverage for riders and passengers with Fast Cover's Motorcycle Pack

Fast Cover's Motorcycle Pack is an optional extra available under our international policies that may provide cover to you for being the rider or passenger on a:

Motorcycle
Moped
Scooter*

wear a crash helmet, whether you're the rider or the passenger
ride on sealed or unsealed public roads only (not off road)
hold a current Australian Drivers Licence (Provisional or higher) and a licence valid for Thailand if you're riding a motorcycle, moped or scooter of 125cc or less, or a current Australian Motorcycle Licence (Provisional or higher) for the same class and a licence valid for Thailand if it's over 125cc
are a passenger with a rider who holds a current licence (Provisional or higher) for the same class of motorcycle, moped or scooter that is valid in Thailand
aren't under the influence of drugs or alcohol, and are acting lawfully.

As each individual's circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

Rental vehicles in Chiang Mai

A rental car can be a convenient way to reach Doi Inthanon, Chiang Rai and the mountain villages. Many vehicle hire companies in Thailand don't have insurance, so check what your rental agreement includes before you drive.

Fast Cover's Rental Vehicle Excess Benefit

Fast Cover's Rental Vehicle Excess benefit may provide cover for the rental vehicle excess component of your rental vehicle insurance with your car hire company in Chiang Mai, up to the specified limit in your travel insurance policy.

This benefit applies to a:

Sedan, hatchback, or station wagon
Four-wheel drive or minibus/people mover
A campervan or motorhome (up to 4.5 tonnes)

rented from a licensed motor vehicle rental company (including vehicles rented from peer-to-peer carsharing platforms).*

You must hold a current Driver’s Licence (Provisional or higher) valid for driving in Australia, for the same class of motor vehicle, regardless of the local laws and if required, a licence valid for the country that you are driving in.

Rental Vehicle Excess cover is an optional extra on the Comprehensive, Standard Saver, Snow Sports Plus and Frequent Traveller Saver policies, and isn't available with the Basics policy. There is no Rental Vehicle Excess cover for motorcycles, mopeds or scooters.*

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Rental vehicles in Chiang Mai

Fast Cover's Rental Vehicle Excess Benefit

Fast Cover's Rental Vehicle Excess benefit may provide cover for the rental vehicle excess component of your rental vehicle insurance with your car hire company in Chiang Mai, up to the specified limit in your travel insurance policy. This benefit applies to a:

Sedan, hatchback, or station wagon
Four-wheel drive or minibus/people mover
A campervan or motorhome (up to 4.5 tonnes)

rented from a licensed motor vehicle rental company (including vehicles rented from peer-to-peer carsharing platforms).*

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Rental vehicles in Chiang Mai

Fast Cover's Rental Vehicle Excess Benefit

Sedan, hatchback, or station wagon
Four-wheel drive or minibus/people mover
A campervan or motorhome (up to 4.5 tonnes)

rented from a licensed motor vehicle rental company (including vehicles rented from peer-to-peer carsharing platforms).*

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

When to visit Chiang Mai

The best time to go to Chiang Mai for most travellers is the cool season, when days are warm and dry and nights can be cool. The weather in Chiang Mai is hottest from March to May, and smoke haze can affect air quality across the north from March to April.

Season	Months	What to expect
Cool season	November to February	Warm, dry days and cool nights; the busiest time to visit
Hot season	March to May	Very hot days; smoke haze can reduce air quality
Wet season	May to October	Afternoon storms, green countryside and fewer crowds

Festivals and public holidays

Chiang Mai celebrates Yi Peng alongside Loy Krathong, usually in November, when lanterns and candles light up the city and the Ping River. Songkran, the Thai New Year in mid-April, is celebrated with water fights around the Old City moat. Festivals can mean bigger crowds and higher prices, so book early if you're planning a trip to Chiang Mai around these dates.

When to visit Chiang Mai

Season	Months	What to expect
Cool season	November to February	Warm, dry days and cool nights; the busiest time to visit
Hot season	March to May	Very hot days; smoke haze can reduce air quality
Wet season	May to October	Afternoon storms, green countryside and fewer crowds

Festivals and public holidays

Health and safety tips for Chiang Mai

A few simple precautions can help you stay safe and well in Chiang Mai.

Air quality and smoke haze: The Smartraveller Thailand page (October 2026) notes that air pollution in Thailand can reach hazardous levels, that Chiang Mai can be particularly bad, and that smoke haze affects the north from March to April. Poor air quality can make asthma, sinus and other breathing conditions worse. Check air quality levels during your stay, limit time outdoors on poor days and speak to your doctor before you travel if you have a breathing condition.
Trekking and outdoor safety: Use licensed trekking, rafting and adventure operators, check that safety equipment like helmets and life jackets is provided, and follow your guide's safety briefing. If proper safety equipment isn't available, use another provider.
Road safety: Mountain roads around Chiang Mai can be steep, winding and slippery in the wet season. Take extra care at night and in the rain, and use pedestrian crossings where you can.
Heat and mosquitoes: Drink plenty of bottled water, wear sunscreen and take breaks in the shade, especially in the hot season. Dengue fever and other mosquito-borne illnesses occur in Thailand and are more common in the wet season, so wear insect repellent and speak to your doctor or a travel clinic about vaccinations before your trip.
Food and water safety: Drink bottled or filtered water rather than tap water. Eating at busy stalls and restaurants where food is freshly cooked can help reduce the risk of traveller's diarrhoea.

Medication and local laws

Some medicines that are legal in Australia are restricted in Thailand, so check with the Royal Thai Embassy before you travel and read our guide to travelling with prescription medication. According to the Smartraveller Thailand page (October 2026), vapes and e-cigarettes are illegal in Thailand, even for personal use. Read our passport safety tips and our guide to common travel scams before you go.

There's no reciprocal healthcare agreement between Australia and Thailand, so visitors pay for all medical care. Private hospitals in Chiang Mai can treat serious illnesses and injuries, but they often need to confirm your insurance before treating you.

Travel insurance and your health

Fast Cover's medical benefits

Fast Cover's international travel insurance policies include:

to help cover you if you become unexpectedly injured or sick while in Chiang Mai.*

Travel insurance for existing medical conditions

Fast Cover may be able to offer coverage for your existing medical conditions. If you have an existing medical condition and would like to include it as part of your cover, you'll need to complete a medical screening and declare all of your existing medical conditions within the last 3 years. This can be done online during your quote journey or over the phone by calling our Aussie based sales team. To find out more about our medical screening process, and how the policy will apply in relation to an existing medical condition, please read and consider the PDS.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Health and safety tips for Chiang Mai

A few simple precautions can help you stay safe and well in Chiang Mai.

Air quality and smoke haze

The Smartraveller Thailand page (October 2026) notes that air pollution in Thailand can reach hazardous levels, that Chiang Mai can be particularly bad, and that smoke haze affects the north from March to April. Poor air quality can make asthma, sinus and other breathing conditions worse. Check air quality levels during your stay, limit time outdoors on poor days and speak to your doctor before you travel if you have a breathing condition.

Trekking and outdoor safety

Use licensed trekking, rafting and adventure operators, check that safety equipment like helmets and life jackets is provided, and follow your guide's safety briefing. If proper safety equipment isn't available, use another provider.

Road safety

Mountain roads around Chiang Mai can be steep, winding and slippery in the wet season. Take extra care at night and in the rain, and use pedestrian crossings where you can.

Heat and mosquitoes

Drink plenty of bottled water, wear sunscreen and take breaks in the shade, especially in the hot season. Dengue fever and other mosquito-borne illnesses occur in Thailand and are more common in the wet season, so wear insect repellent and speak to your doctor or a travel clinic about vaccinations before your trip.

Food and water safety

Drink bottled or filtered water rather than tap water. Eating at busy stalls and restaurants where food is freshly cooked can help reduce the risk of traveller's diarrhoea.

Medication and local laws

Some medicines that are legal in Australia are restricted in Thailand, so check with the Royal Thai Embassy before you travel and read our guide to travelling with prescription medication. According to the Smartraveller Thailand page (October 2026), vapes and e-cigarettes are illegal in Thailand, even for personal use. Read our passport safety tips and our guide to common travel scams before you go.

Travel insurance and your health

Fast Cover's medical benefits

Fast Cover's international travel insurance policies include:

to help cover you if you become unexpectedly injured or sick while in Chiang Mai.*

Travel insurance for existing medical conditions

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Health and safety tips for Chiang Mai

A few simple precautions can help you stay safe and well in Chiang Mai.

Air quality and smoke haze

Trekking and outdoor safety

Road safety

Mountain roads around Chiang Mai can be steep, winding and slippery in the wet season. Take extra care at night and in the rain, and use pedestrian crossings where you can.

Heat and mosquitoes

Food and water safety

Drink bottled or filtered water rather than tap water. Eating at busy stalls and restaurants where food is freshly cooked can help reduce the risk of traveller's diarrhoea.

Medication and local laws

Travel insurance and your health

Fast Cover's medical benefits

Fast Cover's international travel insurance policies include:

to help cover you if you become unexpectedly injured or sick while in Chiang Mai.*

Travel insurance for existing medical conditions

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Important contacts in Chiang Mai

Having the right contact information on hand can make all the difference in an emergency. Save these essential details before your trip to Chiang Mai.

Contact	Details
Thailand international country code	+66
Police	191
Fire and rescue	199
Ambulance and rescue	1669
Tourist Police	1155 Thailand Tourist Police App (for tourists without a Thai SIM card)
Australian Embassy, Thailand (181 Wireless Road, Lumphini, Pathumwan, Bangkok)	+66 2 344 6300 consular.bangkok@dfat.gov.au
24-hour Consular Emergency Centre	+61 2 6261 3305
Fast Cover 24/7 emergency assistance	In Australia: 02 8320 7999 Overseas: +61 2 8320 7999 Email: emergency@fastcover.com.au (monitored 24/7)

Contact details can change, so check the Smartraveller Thailand page for the most up-to-date contact details before you travel.~

Important contacts in Chiang Mai

Having the right contact information on hand can make all the difference in an emergency. Save these essential details before your trip to Chiang Mai.

Contact	Details
Thailand international country code	+66
Police	191
Fire and rescue	199
Ambulance and rescue	1669
Tourist Police	1155 Thailand Tourist Police App (for tourists without a Thai SIM card)
Australian Embassy, Thailand (181 Wireless Road, Lumphini, Pathumwan, Bangkok)	+66 2 344 6300 consular.bangkok@dfat.gov.au
24-hour Consular Emergency Centre	+61 2 6261 3305
Fast Cover 24/7 emergency assistance	In Australia: 02 8320 7999 Overseas: +61 2 8320 7999 Email: emergency@fastcover.com.au (monitored 24/7)

Contact details can change, so check the Smartraveller Thailand page for the most up-to-date contact details before you travel.~

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Heading to Chiang Mai?

Get a travel insurance quote for your trip.

Heading to Chiang Mai?

Get a travel insurance quote for your trip.

Got a question?

See FAQs

Where is Chiang Mai located?

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Got a question?

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Is it safe to travel to Thailand?

What is the currency in Thailand?

Will my hospital bills be covered by my travel insurance if I get sick or injured in Thailand?

Got a question?

See FAQs

Is it safe to travel to Thailand?

What is the currency in Thailand?

Will my hospital bills be covered by my travel insurance if I get sick or injured in Thailand?

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Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.