Travel Insurance for specific activities

When we travel, we know that sightseeing may not be enough for many of us, especially when we are presented with some great opportunities to participate in all sorts of activities or sports.

Know what you're covered for

We’re a Travel Insurance company, but we understand that sometimes you literally want to have an adventure. This is why we automatically cover a whole list of activities and sports. From bungee jumping in New Zealand to horse riding through America’s Wild West to running the London marathon to shark cage diving in South Africa to white water rafting in Austria.

We’ve compiled this list to make it as clear and simple for you as possible. If the activity or sport you want to participate in is on the list, you’re automatically covered. If it’s not on the list, then you’re not covered, no ifs, buts or maybes.

If you want to participate in an activity or sport that isn’t on our Activities Automatically Covered list, check out our Adventure Pack add. This includes activities such as walking the Kokoda Track, tandem ski diving, quad biking, scuba diving up to a depth of 30 metres or playing rugby.

Are you going skiing, snowboarding, heli-skiing, cat skiing, cross country skiing, riding a snow mobile, tobogganing etc? Check out our snow sports list of what’s also automatically covered if you choose snow sports cover.

Adventure Pack Activites & Activities Automatically Covered

 

We provide cover for the activities listed below, some are automatically covered, some require the Adventure or Motorcycle Pack to be added. If the activity you are doing is not listed, or you have not purchased the appropriate pack, there is no cover.
Cover is automatically included
Activity Requires the Adventure Pack
Activity Requires the Motorcycle Pack
Abseiling
Animal conservation and handling
Under appropriate supervision
Aqua zorbing
Archery
Ballooning (with a regulated and licensed operator)
Battle Re-enactment
Not with firearms
Bicycling, recreational mountain biking and bicycle tours with a licensed tour operator
But not racing, motor cross, BMX, cross country or downhill mountain biking
Boxing
Basic training only, no sparring, no competition
Bungee jumping or canyon swinging
Camel, donkey or elephant riding
Under appropriate supervision
Cave/river tubing
Caving/potholing
Contact sports
Basketball, rugby, Australian Rules football, American football, dodgeball, field hockey, water polo, hurling, Gaelic football, lacrosse, roller derby, and squash.
Dancing
Deep sea fishing
Diving underwater
Using an artificial breathing apparatus at a depth no greater than 30 metres.You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities.
Diving underwater using an artificial breathing apparatus at a depth no greater than 10 metres
You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities.
Dog sledding
Expeditions to or on the Kokoda Track/Trail
Fishing
On land or within 2 nautical miles of a land mass.
Flying fox/zip lining
Golf
Go-karting
Gym activities
But not powerlifting.
Gymnastics
But not competitions.
Hiking, trekking or tramping
Peaking at altitudes below 3,000 metres, where specialist climbing equipment is not required. Expeditions to or on the Kokoda Track/Trail are not automatically covered. Choose the Adventure Pack option for higher altitudes and Kokoda expeditions.
Hiking, trekking or tramping
Peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is not required.
Horse riding
But not competitions, equestrian events, steeple chasing, jumping, or polo.
Ice skating on a rink
But not including competitive skating, racing, speed skating, and tour skating.
Indoor rock climbing
Under appropriate supervision.
Jet boating
Must be with a licensed operator, no competition or racing, no stunts or jumping off ramps.
Leisure activities
Meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure. For example, sight-seeing, picnics, photography and museum or art gallery visits.
Martial arts
Basic training only, no sparring, no competition.
Moped or scooter riding
You must wear a helmet; you must hold a current Australian drivers licence and a licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.
Motorcycle riding
You must wear a helmet; you must hold a current Australian motorcycle licence and a licence valid for the country you are riding in. There is no restriction on engine displacement.
Orienteering
Outdoor rock climbing
With ropes and appropriate safety gear; but not free climbing.
Paintball
With eye protection.
Quad biking & recreational all-terrain vehicles
Only single rider and no jumping, racing or competition.
Racing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)
Racquet and ball sports
Not involving physical contact: badminton, baseball, bowling, bowls, cricket, croquet, golf, netball, oz tag, snooker, soccer, softball, table tennis, tennis, touch football, volleyball.
Rafting, or kayaking or canoeing in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals
Choose the Adventure Pack option for rivers or rapids graded IV or V under the International Scale of River Difficulty.
Rafting or kayaking in rivers or rapids graded IV or V under the International Scale of River Difficulty
But no competition or racing.
Safari
Under appropriate supervision, but not hunting.
Sailing
Up to 10 nautical miles off any land mass.
Sailing from 11 to 15 nautical miles off any land mass
But not competition or racing.
Sandboarding
Scuba Diving
Up to 10 nautical miles off any land mass.
Segway tours
Shark cage diving
Subject to diving restrictions listed above.
Shooting
Fixed target only - Choose the Adventure Pack option for shooting moving targets.
Shooting moving targets
E.g. clay pigeons.
Skateboarding, roller skating, inline skating
But not including vert skating or acrobatics.
Snorkelling
Surface water activities
Other than sailing - Up to 2 nautical miles off any land mass.
Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding
You must be in tandem with an instructor licensed for these activities.
Track and field athletics
Ultimate frisbee
Water polo
Water skiing, wakeboarding & tubing
Must be with a licensed operator; no competition or racing; no stunts or jumping off ramps.
Weight lifting and body building

Snow Sports activities covered under our snow policy

If you are going skiing or snowboarding, you can select cover for these activities. If you don’t, skiing, snowboarding and other snow sports activities are NOT automatically covered with any of our policies.

Sport Limitations
Off Piste and Backcountry If you're a more adventurous skier or snowboarder, we cover off-piste and backcountry skiing and snowboarding provided you are led by a professional snow sports instructor.
Cat Skiing and Snowboarding If you like to ski or snowboard in areas only accessible by snowcat, this is covered provided that you are led by a professional snow sports instructor.
Heli Skiing and Snowboarding If heli-skiing or snowboarding is your thing, this is covered provided that you are led by a professional snow sports instructor.
Advanced Terrain Are you a thrill seeker who loves skiing black diamonds? This is covered provided the run/ski area is open.
Snow Mobiling Going on a snowmobiling adventure? This is covered provided you do it through a licensed operator and are legally allowed to ride a snowmobile in the country you are in.
Terrain Parks Like to slide rails? We cover terrain parks provided these are accessible to the general public. 
Important: If you want to do huge jumps, unfortunately, this is something we do not cover.

All Snow Sports activities must be amateur activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle.

 

So go out there and have your adventure!

 

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