Adventure Activities Travel Insurance | Fast Cover

Travel Insurance for specific activities

When we travel, we know that sightseeing may not be enough for many of us, especially when we are presented with some great opportunities to participate in all sorts of activities or sports.

Know what you're covered for

We’re a Travel Insurance company, but we understand that sometimes you literally want to have an adventure. This is why we automatically cover a whole list of activities and sports. From bungee jumping in New Zealand to horse riding through America’s Wild West to running the London marathon to shark cage diving in South Africa to white water rafting in Austria.

We’ve compiled this list to make it as clear and simple for you as possible. If the activity or sport you want to participate in is on the list, you’re automatically covered. If it’s not on the list, then you’re not covered, no ifs, buts or maybes.

If you want to participate in an activity or sport that isn’t on our Activities Automatically Covered list, check out our Adventure Pack add. This includes activities such as walking the Kokoda Track, tandem ski diving, quad biking, scuba diving up to a depth of 30 metres or playing rugby.

Are you going skiing, snowboarding, heli-skiing, cat skiing, cross country skiing, riding a snow mobile, tobogganing etc? Check out our snow sports list of what’s also automatically covered if you choose snow sports cover.

Activities Automatically Covered

Our travel insurance policies provide cover for claims arising directly from your participation in the following amateur sports and amateur recreational activities, subject to the terms, conditions limits and exclusions that apply to the section under which your claim is made and the General Exclusions Applicable To All Sections.

Sport Limitations
Aqua zorbing  
Archery  
Ballooning  
Bicycling Excluding bicycle motorcross (BMX) or downhill mountain biking
Bodyboarding  Up to 2 nautical miles off any land mass
Bungee jumping  
Camel riding  
Canoeing in rivers or rapids or lakes or canals Graded I, II or III under the International Scale of River Difficulty
Canyon swinging   
Dancing  
Dog sledding   
Donkey riding  
Elephant riding  
Fishing  On land or within 2 nautical miles of a land mass 
Go-karting   
Golf  
Gym activities   Excluding powerlifting 
Gymnastics  Excluding competitions 
Horse riding   Excluding competitions, equestrian events, steeple chasing, jumping, or polo 
Ice skating on a rink   Excluding competitive skating, racing, speed skating, and tour skating 
Indoor rock climbing   
Inline skating  Excluding vert skating or acrobatics 
Kayaking in rivers or rapids or lakes or canals  Graded I, II or III under the International Scale of River Difficulty 
Kite surfing   Up to 2 nautical miles off any land mass
Leisure activities Any activities involving minimal physical exertion undertaken for relaxation or pleasure such as sight-seeing, picnics, photography and museum or art gallery visits.
Moped riding  You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.  
Motorcycle riding  You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc. 
Orienteering  
Paintball With eye protection
Racquet and ball sports  Excludes those with physical contact
Roller blading  Excluding vert skating or acrobatics
Roller skating Excluding vert skating or acrobatics
Running  Distances up to and including full marathon 42.2 kilometres or 26.2 miles
Safari   Excludes hunting
Sailing   Up to 10 nautical miles off any land mass
Scooter riding   You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc. 
Scuba Diving  To a depth no greater than 10 metres. You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities
Shark cage diving    
Shooting  Fixed target only 
Skateboarding Excluding vert skating or acrobatics
Snorkelling  
Soccer  
Surfing Up to 2 nautical miles off any land mass
Track and field athletics   
Walking, hiking, trekking or tramping Peaking at altitudes up to 3,000 metres where specialist climbing equipment is not required. Excludes expeditions to or on the Kokoda Track/Trail
White water rafting in rivers or rapids or lakes or canals Graded I, II or III under the International Scale of River Difficulty
Wind surfing Up to 2 nautical miles off any land mass
   
   
   

 

If you are wanting to participate in other activities that aren’t on the list, check out the activities that are covered by our Adventure Pack add on our Snow Sports cover. All other sports and activities are excluded from cover under your policy, subject to any additional options that have been purchased and are listed on your Certificate of Insurance.

 

Activities covered with our Adventure Pack add on

Sport Limitations
Abseiling  
American Football  
Animal conservation and handling   
Australian Rules Football  
Battle re-enactment  Excluding with firearms
Canoeing in rivers or rapids Graded IV or V under the International Scale of River Difficulty and excluding racing
Cave tubing  
Caving/potholing  
Deep sea fishing  
Flying fox  
Hiking, trekking or tramping Peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment isn't required
Kayaking in rivers or rapids Graded IV or V under the International Scale of River Difficulty and excluding racing
Kokoda Track/Trail expeditions  
Martial arts  Not training
Quad biking  Only single rider and excluding racing
River tubing  
Rock climbing outdoor   
Rugby league  
Rugby Union  
Sailing Between 11 to 15 nautical miles off any land mass. Excluding racing.
Scuba Diving  At a depth no greater than 30 metres and you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities
Shooting  Only moving targets such as clay pigeon
Surface water activities   
Tandem gliding  You must be in tandem with an instructor licensed for this activity
Tandem hang gliding You must be in tandem with an instructor licensed for this activity
Tandem parachuting  You must be in tandem with an instructor licensed for this activity 
Tandem paragliding You must be in tandem with an instructor licensed for this activity 
Tandem sky diving  You must be in tandem with an instructor licensed for this activity 
White Water Rafting in rivers or rapids Graded IV or V under the International Scale of River Difficulty (but not racing)
Zip lining  

Snow Sports activities covered under our snow policy

If you are going skiing or snowboarding, you can select cover for these activities. If you don’t, skiing, snowboarding and other snow sports activities are NOT automatically covered with any of our policies.

Sport Limitations
Cross country skiing On groomed and marked trails
Glacier walking  With hiking equipment under appropriate supervision
Heli-skiing  
Ice sailing  
Skiing On groomed ski slopes within ski resort boundaries or off-piste. Excludes backcountry.
Sledding On groomed ski slopes within ski resort boundaries 
Snow shoeing  On groomed and marked trails
Snowboarding On groomed ski slopes within ski resort boundaries or off-piste. Excludes backcountry.
Snowcat skiing  
Snowmobile riding  On groomed and marked trails under appropriate supervision
Tobogganing On groomed ski slopes within ski resort boundaries
Tubing  On groomed ski slopes within ski resort boundaries

All Snow Sports activities must be amateur activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle.

 

So go out there and have your adventure!

 

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Need a hand?

1300 409 322
enquiries@fastcover.com.au
Fax: (02) 8252 4710

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