Know what you're covered for
We’re a Travel Insurance company, but we understand that sometimes you literally want to have an adventure. This is why we automatically cover a whole list of activities and sports. From bungee jumping in New Zealand to horse riding through America’s Wild West to running the London marathon to shark cage diving in South Africa to white water rafting in Austria.
We’ve compiled this list to make it as clear and simple for you as possible. If the activity or sport you want to participate in is on the list, you’re automatically covered. If it’s not on the list, then you’re not covered, no ifs, buts or maybes.
If you want to participate in an activity or sport that isn’t on our Activities Automatically Covered list, check out our Adventure Pack add. This includes activities such as walking the Kokoda Track, tandem ski diving, quad biking, scuba diving up to a depth of 30 metres or playing rugby.
Are you going skiing, snowboarding, heli-skiing, cat skiing, cross country skiing, riding a snow mobile, tobogganing etc? Check out our snow sports list of what’s also automatically covered if you choose snow sports cover.
Activities Automatically Covered
Our travel insurance policies provide cover for claims arising directly from your participation in the following amateur sports and amateur recreational activities, subject to the terms, conditions limits and exclusions that apply to the section under which your claim is made and the General Exclusions Applicable To All Sections.
|Bicycling||Excluding bicycle motorcross (BMX) or downhill mountain biking|
|Bodyboarding||Up to 2 nautical miles off any land mass|
|Canoeing in rivers or rapids or lakes or canals||Graded I, II or III under the International Scale of River Difficulty|
|Fishing||On land or within 2 nautical miles of a land mass|
|Gym activities||Excluding powerlifting|
|Horse riding||Excluding competitions, equestrian events, steeple chasing, jumping, or polo|
|Ice skating on a rink||Excluding competitive skating, racing, speed skating, and tour skating|
|Indoor rock climbing|
|Inline skating||Excluding vert skating or acrobatics|
|Kayaking in rivers or rapids or lakes or canals||Graded I, II or III under the International Scale of River Difficulty|
|Kite surfing||Up to 2 nautical miles off any land mass|
|Leisure activities||Any activities involving minimal physical exertion undertaken for relaxation or pleasure such as sight-seeing, picnics, photography and museum or art gallery visits.|
|Moped riding||You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.|
|Motorcycle riding||You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.|
|Paintball||With eye protection|
|Racquet and ball sports||Excludes those with physical contact|
|Roller blading||Excluding vert skating or acrobatics|
|Roller skating||Excluding vert skating or acrobatics|
|Running||Distances up to and including full marathon 42.2 kilometres or 26.2 miles|
|Sailing||Up to 10 nautical miles off any land mass|
|Scooter riding||You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.|
|Scuba Diving||To a depth no greater than 10 metres. You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities|
|Shark cage diving|
|Shooting||Fixed target only|
|Skateboarding||Excluding vert skating or acrobatics|
|Surfing||Up to 2 nautical miles off any land mass|
|Track and field athletics|
|Walking, hiking, trekking or tramping||Peaking at altitudes up to 3,000 metres where specialist climbing equipment is not required. Excludes expeditions to or on the Kokoda Track/Trail|
|White water rafting in rivers or rapids or lakes or canals||Graded I, II or III under the International Scale of River Difficulty|
|Wind surfing||Up to 2 nautical miles off any land mass|
If you are wanting to participate in other activities that aren’t on the list, check out the activities that are covered by our Adventure Pack add on our Snow Sports cover. All other sports and activities are excluded from cover under your policy, subject to any additional options that have been purchased and are listed on your Certificate of Insurance.