Travel Insurance for Africa

Africa Travel Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

If you’re travelling to Africa, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:

Overseas Emergency Medical & Hospital Expenses
Cancellation
Loss of Income
Luggage & Personal Effects
Theft of Cash
Travel Documents, Credit Cards & Travellers Cheques
Travel Delay Expenses
Special Event Transport Expenses
Rental Vehicle Insurance Excess
Permanent Disability
Personal Liability
Accidental Death

Travel Insurance for a holiday in Africa

For a holiday on the African continent with Fast Cover, you should select the countries within Africa that you're planning on visiting. If you're not sure, you can select the Worldwide Region which will provide you with cover for travel throughout Africa as well as the Europe, Asia, Pacific, New Zealand and Domestic regions.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:

Safari tours
Nile river cruises
Visiting ancient monuments like the Pyramids in Egypt
Climbing Mount Kilimanjaro in Tanzania
Witnessing the plains animal migration in the Serengeti
Visiting natural wonders such as Table Mountain in Capetown or Victoria Falls in Zambia
Playing amateur sports like rugby union
Treetop walks, flying fox and zip lining
Hiking and trekking
Scuba diving and snorkelling
Sightseeing
Horse riding tours
Water sports like white water rafting, kayaking and canoeing.
Adventure sports like bungee jumping, tandem skydiving and desert quad biking^#

Fast Cover offers great value travel insurance options to suit all travellers heading to Africa.

Benefits of Fast Cover Africa Travel Insurance

24 Hour Emergency Assistance Helpline
Unlimited Overseas Emergency Medical & Hospital Expenses
Unlimited Cancellation Cover
Cover for Luggage & Personal Effects
Optional Cover for riding a motorcycle, moped or scooter
Optional Cover for Adventure Sports & Activities

Medical Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000		$20,000	$20,000	$20,000	$20,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Dental	$500	–––	$750	$1,000	$1,000	$1,000
Overseas Emergency Evacuation & Repatriation	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Hospital Cash Payment^ sub-limits:	–––	–––	–––	$5,000	$5,000	$5,000
Daily Limit (per person)				$50	$50	$50
Accidental Death Travellers Aged 80 to 89:	–––	$25,000 $20,000	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Death of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Permanent Disability^ Travellers Aged 80 to 89:	–––	–––	–––	$50,000 $20,000	$50,000 $20,000	$25,000 $20,000
Permanent Disability of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Loss of Income^ sub-limits:	–––	–––	–––	$10,400	$10,400	$10,400
Weekly Limit (per person) - up to 26 weeks				$400	$400	$400

Financial Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Trip Cancellation Expenses sub-limits:	–––	Unlimited	$25,000	Unlimited	Unlimited	Unlimited
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Close Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Personal Liability	$1,000,000	$5,000,000	$2,500,000	$5,000,000	$5,000,000	$5,000,000
Trip Disruption Expenses sub-limits:	–––	$50,000	$30,000	$50,000	$50,000	$50,000
Close Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Resumption Expenses	–––	$3,000	$2,000	$3,000	$3,000	$3,000
Luggage & Personal Effects sub-limits:	Optional	$7,500	$5,000	$15,000	$15,000	$15,000
Personal computers,video recorders or cameras (per item)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000
Mobile phones (per item)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500
Tablets (per item)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
All other unspecified items (per item)	$750	$750	$750	$750	$750	$750
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Passports, Credit Cards & Credit Card Fraud^	–––	–––	$2,000	$5,000	$5,000	$5,000
Special Event Transport Expenses	–––	$5,000	–––	$5,000	$5,000	$5,000
Rental Vehicle Excess sub-limits:	–––	$5,000	Optional	Optional	Optional	Optional
Return of Rental Vehicle		$500	$500	$500	$500	$500
Travel Delay Expenses sub-limits:	–––	$2,000	–––	$2,000	$2,000	$2,000
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)		$200		$200	$200	$200
Delay of Luggage and Personal Effects^	–––	–––	–––	$750	$750	$750
Theft of Cash^	–––	–––	–––	$250	$250	$250

Snow Sports Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Snow Sport Equipment	–––	$1,500	–––	–––	$1,500	–––
Snow Equipment Replacement Hire	–––	$1,500	–––	–––	$1,500	–––
Snow Prepaid Expenses	–––	$750	–––	–––	$750	–––
Snow Resort Closure sub-limits:	–––	$1,000	–––	–––	$1,000	–––
Daily Limit (per person)		$100			$100

COVID-19 Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000	–––	$20,000	$20,000	$20,000	$20,000
COVID-19 Trip Cancellation & Disruption	–––	$3,500	$3,000	$5,000	$5,000	$5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Top 10 tips for safe travel in Africa

Check that the African countries you wish to visit are not listed as ‘Do not travel’ on Smartraveller.gov.au.
Ask your doctor about vaccinations you may need for Africa. These may include Tetanus and Diphtheria, Yellow Fever, Hepatitis A and B, and Typhoid.
Ask your doctor about preventative antimalarial medication, which is endemic in Africa.
Familiarise yourself with the local African laws, culture and customs.
Get a health check-up before you leave home.
Save the phone number and address of the nearest Australian consulate or embassy.
Check if you require a particular type of Visa for your trip.
Scan, print and keep digital copies of all your travel documents handy.
Register your African trip itinerary and contact details with Smartraveller.
Download the Smartraveller app to receive travel alerts and warnings.

Example Incidents^~

Fiona's Family Medical Emergency

Fiona and her family were enjoying an African safari holiday when one of her children started complaining of sharp pains in their side. They visited a local hospital where a doctor determined the child had appendicitis and needed an appendectomy. Fortunately, their Fast Cover travel insurance policy covered the hospital and medical treatment costs which were over $3,000 AUD.

Tony's Tummy Troubles

Tony was on holiday with friends and having a great time until he suddenly started experiencing “Bali Belly” symptoms, even though he had been very careful to drink only bottled water and eat well-cooked food. After a few miserable days stuck in his room, he decided to visit the local doctor for treatment and started to feel much better. After returning home, Tony used the online claim form to upload all the required documentation and received full reimbursement for his overseas medical treatment.

Traveller Testimonials

No Hassle Claiming For Asthma

I have asthma, but not very frequent. However, when I went to Egypt, I had asthma attack and needed medical assistance. Fast Cover covered my medical expense as stated in their policy. I like their policy which takes some of the pre-existing medical conditions into consideration, unlike the other insurance providers and makes travel for people like me easy and convenient.

Jackson – Compare Travel Insurance

Fast Cover Travel Insurance

Online application is slick. The fastest in the business! They are extremely friendly and sympathetic to the mature aged traveller.

Brendan – Compare Travel Insurance

Wonderful Service

I broke two bones in my leg and dislocated my ankle when slipping on the hotel bathroom floor. I spent eight days in hospital where my leg was operated on and the cost of this was completely covered as well as the flight back to Australia in Business Class.

Annette – Productreview.com.au

5 steps to buying Fast Cover travel insurance for Africa

Select the countries that you will be visiting in Africa, or the Worldwide Region and follow a few simple steps for a FREE instant online quote.
Consider the benefits included in each policy.
Select the level of cover that’s right for your trip to Africa.
Read the Product Disclosure Statement.
Consider the Financial Services Guide.

^#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.

^~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Things you need to know

^* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

^# Available with our Comprehensive policies only.

^** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

⁺ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.

² 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.

⁴ Price based on an 18 day Basics policy to South Pacific region for Single traveller aged 50 years old or younger with $200 excess.

⁶ Must be accompanied by a professional instructor or guide.

Dubai & The UAE

Africa Travel Insurance

Africa Travel Insurance

Travel Insurance for a holiday in Africa

Benefits of Fast Cover Africa Travel Insurance

Top 10 tips for safe travel in Africa

Example Incidents~

Traveller Testimonials

5 steps to buying Fast Cover travel insurance for Africa

Example Incidents^~