Travel Alert: Cover is excluded for COVID-19 or countries with "Do Not Travel" or "Reconsider Your Need To Travel" overall advice levels.

Africa Travel Insurance

Sahara, Savannah and sunsets! Book your travel insurance to Africa to cover you for medical and hospital expenses whilst exploring this great continent

Africa Travel Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

If you’re travelling to Africa, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:

  • Overseas Emergency Medical & Hospital Expenses
  • Cancellation
  • Loss of Income
  • Luggage & Personal Effects
  • Theft of Cash
  • Travel Documents, Credit Cards & Travellers Cheques
  • Travel Delay Expenses
  • Special Event Transport Expenses
  • Rental Vehicle Insurance Excess
  • Permanent Disability
  • Personal Liability
  • Accidental Death

Travel Insurance for a holiday in Africa

For a holiday on the African continent with Fast Cover, select the Worldwide Region which will provide you with cover for travel throughout Africa as well as the Europe, Asia, Pacific, New Zealand and Domestic regions.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:

  • Safari tours
  • Nile river cruises
  • Visiting ancient monuments like the Pyramids in Egypt
  • Climbing Mount Kilimanjaro in Tanzania
  • Witnessing the plains animal migration in the Serengeti
  • Visiting natural wonders such as Table Mountain in Capetown or Victoria Falls in Zambia
  • Playing amateur sports like rugby union
  • Treetop walks, flying fox and zip lining
  • Hiking and trekking
  • Scuba diving and snorkelling
  • Sightseeing
  • Horse riding tours
  • Water sports like white water rafting, kayaking and canoeing.
  • Adventure sports like bungee jumping, tandem skydiving and desert quad biking#

Fast Cover offers great value travel insurance options to suit all travellers heading to Africa.

Benefits of Fast Cover Africa Travel Insurance

  • 24 Hour Emergency Assistance Helpline
  • Unlimited Overseas Emergency Medical & Hospital Expenses
  • Unlimited Cancellation Cover
  • Cover for Luggage & Personal Effects
  • Cover for 43 Pre-Existing Medical Conditions
  • Optional Cover for riding a scooter, moped and motorcycles
  • Optional Cover for Adventure Sports & Activities
  • Kids covered FREE when travelling with an insured adult

Top 10 tips for safe travel in Africa

  1. Check that the African countries you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’ on
  2. Ask your doctor about vaccinations you may need for Africa. These may include Tetanus and Diphtheria, Yellow Fever, Hepatitis A and B, and Typhoid.
  3. Ask your doctor about preventative antimalarial medication, which is endemic in Africa.
  4. Familiarise yourself with the local African laws, culture and customs.
  5. Get a health check-up before you leave home.
  6. Save the phone number and address of the nearest Australian consulate or embassy.
  7. Check if you require a particular type of Visa for your trip.
  8. Scan, print and keep digital copies of all your travel documents handy.
  9. Register your African trip itinerary and contact details with Smartraveller.
  10. Download the Smartraveller app to receive travel alerts and warnings.

Example Incidents~

Fiona's Family Medical Emergency

Fiona and her family were enjoying an African safari holiday when one of her children started complaining of sharp pains in their side. They visited a local hospital where a doctor determined the child had appendicitis and needed an appendectomy. Fortunately, their Fast Cover travel insurance policy covered the hospital and medical treatment costs which were over $3,000 AUD.


Tony's Tummy Troubles

Tony was on holiday with friends and having a great time until he suddenly started experiencing “Bali Belly” symptoms, even though he had been very careful to drink only bottled water and eat well-cooked food. After a few miserable days stuck in his room, he decided to visit the local doctor for treatment and started to feel much better. After returning home, Tony used the online claim form to upload all the required documentation and received full reimbursement for his overseas medical treatment.

Traveller Testimonials

No Hassle Claiming For Asthma

I have asthma, but not very frequent. However, when I went to Egypt, I had asthma attack and needed medical assistance. Fast Cover covered my medical expense as stated in their policy. I like their policy which takes some of the pre-existing medical conditions into consideration, unlike the other insurance providers and makes travel for people like me easy and convenient.

Jackson – Compare Travel Insurance


Fast Cover Travel Insurance

Online application is slick. The fastest in the business! They are extremely friendly and sympathetic to the mature aged traveller.

Brendan – Compare Travel Insurance


Wonderful Service

I broke two bones in my leg and dislocated my ankle when slipping on the hotel bathroom floor. I spent eight days in hospital where my leg was operated on and the cost of this was completely covered as well as the flight back to Australia in Business Class.

Annette –

5 steps to buying Fast Cover travel insurance for Africa

  1. Select the Worldwide Region and follow a few simple steps online for a FREE instant quote.
  2. Consider the benefits included in each policy.
  3. Select the level of cover that’s right for your trip to Africa.
  4. Read the Product Disclosure Statement.
  5. Consider the Financial Services Guide.

#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Things you need to know

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.

# Available with our Comprehensive policies only.

** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.

2 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.

3 Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.

4 Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.

5 Additional terms and conditions, limits and excesses apply to travellers aged 80-89.

6 Must be accompanied by a professional instructor or guide.