Destinations that require travel insurance
Not all countries in the world have a great health care system as we do in Australia. Some destinations overseas may require you to have travel insurance with medical expenses covered because of laws specific to that country, high risk of sickness due to the climate or simply because you may participate in certain activities such as the Kokoda Trek in Nepal or Skiing in the French Alps. Knowing which countries you must have medical expenses coverage for will help when deciding what level of cover you need on your travel insurance policy.
UAE (United Arab Emirates)
UAE is considered one of the premier places for luxury and technological advances. With high skylines, intriguing cultural decadence and a love of beauty, the UAE is a tourist hotspot. As the UAE has grown so much in the past few years and more travellers are coming in and out of places like Dubai, Abu Dhabi and Saudi Arabia, these countries now have regulations in place that all travellers who enter must have travel insurance. This is to ensure that you are not served with large medical bills in case of medical emergencies.
You may want to consider taking out comprehensive travel insurance to cover the potentially high health care costs for foreigners.
United States of America
It is no secret that America’s healthcare system is not as advanced as the Australian healthcare system. From their pay disproportion to high crime rate, travelling to certain parts of America is not advisable without taking out wide-ranging travel insurance. Though the US is known for its diversity from state to state, it is worth taking out travel insurance at the very least for the expensive medical expenses.
Turkey
Greece
Greece is one of the 26 countries in the Schengen Area where Australians can stay for 3 months without having to take out a visa. Greece has no minimum age to drink alcohol, so when you are partying, please remember that most policies will have a general exclusion for any claim relating to the consumption of alcohol and drugs. To avoid being refused entry and having to pay expensive medical bills, it is important that you consider comprehensive travel insurance in tourist hot spot like Greece.
Other countries in the Schengen Area include:
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Antarctica
Antarctica is not the typical destination that most travellers would be embarking on a journey to. Known for its abnormally icy conditions, travel insurance may be an option. Standard health insurance is not sufficient to cover travel to Antarctica because of its remoteness. Emergency evacuations, repatriation and cover for overseas medical is highly recommended due to high costs associated with its remoteness.
