Travel Insurance for England | Fast Cover

England Travel Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

If you’re travelling to England, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:

  • Emergency Medical & Hospital Expenses
  • Cancellation
  • Loss of Income
  • Luggage & Personal Effects
  • Theft of Cash
  • Travel Documents, Credit Cards & Travellers Cheques
  • Travel Delay Expenses
  • Alternative Transport Expenses
  • Rental Vehicle Insurance Excess
  • Permanent Disability
  • Personal Liability
  • Accidental Death

Travel Insurance for a holiday in England

For a holiday in England with Fast Cover, select the Europe Region which will provide you with cover for travel throughout England as well as the Europe, Asia, Pacific, New Zealand and Domestic regions.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:

  • Visiting famous landmarks like Big Ben or the Tower of London
  • Watching the changing of guard ceremony at Buckingham Palace
  • Getting a bird’s eye view of the city from the London Eye
  • Exploring historical sites like Stonehenge and Hadrian’s Wall
  • Visiting family attractions like Legoland, the London Zoo or Madame Tussauds Wax Museum
  • Riding rollercoasters at Blackpool Pleasure Beach
  • Sightseeing and historical tours
  • Hiking and trekking in the countryside
  • Horse riding tours
  • Water sports like sailing, windsurfing, kayaking and fishing
  • Adventure sports like bungee jumping, tandem skydiving and quad biking#

Fast Cover offers great value travel insurance options to suit all travellers heading to England.

Benefits of Fast Cover England travel insurance

  • 24 Hour Emergency Assistance
  • Overseas Emergency Medical & Hospital Expenses
  • Unlimited Cancellation Cover
  • Cover for Luggage & Personal Effects
  • Cover for 43 Pre-Existing Medical Conditions
  • Optional Cover for Adventure Sports & Activities
  • Optional Rental Vehicle Excess Insurance
  • Optional standard excess reduction
  • Kids covered FREE when travelling with an insured adult

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses^

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Medical & Hospital Expenses^

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Medical & Hospital Expenses^


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Evacuation

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Evacuation

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Evacuation

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Evacuation

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Evacuation


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

––– $25,000 ––– $25,000 $25,000 $25,000

Accidental Death

––– $20,000 ––– $20,000 $20,000 $20,000

Accidental Death

––– $15,000 ––– $15,000 $15,000 $15,000

Accidental Death

––– $25,000
$20,000
––– $25,000
$20,000
$25,000
$20,000
$25,000
$20,000

Accidental Death

––– $25,000
$15,000
––– $25,000
$15,000
$25,000
$15,000
$25,000
$15,000

Accidental Death

–––
$20,000
$15,000
–––
$20,000
$15,000

$20,000
$15,000

$20,000
$15,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability^

––– ––– ––– $20,000 $20,000 $20,000

Permanent Disability^

––– ––– ––– $15,000 $15,000 $15,000

Permanent Disability^

––– ––– ––– $25,000
$20,000
$25,000
$20,000
$25,000
$20,000

Permanent Disability^

––– ––– ––– $25,000
$15,000
$25,000
$15,000
$25,000
$15,000

Permanent Disability^

––– ––– –––
$20,000
$15,000

$20,000
$15,000

$20,000
$15,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– $10,000 ––– $10,000 $10,000 $10,000

Weekly Limit (per person) - up to 25 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $15,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Cancellation Expenses

sub-limits:

––– $40,000 $15,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

sub-limits:

––– $30,000 $15,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$15,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$15,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$15,000
$15,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $10,000 $10,000 $10,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $500 $500 $500

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^ Cover under these Benefits are excluded while travelling within Australia.

Top 10 tips for safe travel in England

  1. Check Smartraveller.gov.au to make sure the regions you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’.
  2. Get a health check-up before you leave home.
  3. Ask your doctor about vaccinations you may need for England. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and Typhoid.
  4. Make sure you pack suitable clothing for all weather conditions you may encounter.
  5. Familiarise yourself with the local laws, culture and customs.
  6. Check if you require a particular type of Visa for your trip.
  7. Save the phone number and address of the nearest Australian consulate or embassy.
  8. Keep both printed and digital copies of all your travel documents handy.
  9. Register your England trip itinerary and contact details with Smartraveller.
  10. Download the Smartraveller app to receive instant travel alerts and warnings.

Example Incidents~

Tom's Terrible Tumble

18-year-old Tom from Byron Bay needed over $41,000 AUD worth of overseas medical assistance after he injured himself while skiing and suffered internal bleeding. Tom and his travelling companion’s insurance policy cost just over $500 AUD for both of them. It covered the cost of Tom's emergency medical transport, surgery and hospital expenses, as well as accommodation for his friend to stay nearby while he recovered, and even their return flights to Australia in Business Class.

 

Carl's Cancellation Costs

Carl and his wife had planned and pre-paid for a trip to attend a 100-year birthday celebration and family reunion, followed by a homeward cruise from Southampton. Unfortunately, a few months before their departure, an unexpected medical diagnosis meant they were forced to cancel their holiday. Thankfully they had purchased travel insurance well in advance and were completely covered for their cancellation costs and lost deposits. After submitting a claim online and providing all the required documentation, they received a payment of over $10,000 AUD within the week.

Traveller Testimonials

Great Value, Excellent Benefits.

Easy to use website, great value and great benefits and inclusions and love the fact that we can action sports.

Tracey – Compare Travel Insurance

 

Very Efficient and Consumer Friendly

Staff were excellent in all respect. The best company I have dealt with. I have no hesitation in recommending Fast Cover.

Wendy – Compare Travel Insurance

 

Wonderful Service

I broke two bones in my leg and dislocated my ankle when slipping on the hotel bathroom floor. I spent eight days in hospital where my leg was operated on and the cost of this was completely covered as well as the flight back to Australia in Business Class.

Annette – Productreview.com.au

5 steps to buying Fast Cover travel insurance for England

  1. Select the Europe Region and follow a few simple steps online for a FREE instant quote.
  2. Consider the benefits included in each policy.
  3. Select the level of cover that’s right for your trip to England.
  4. Read the Product Disclosure Statement.
  5. Consider the Financial Services Guide.

Ready to get a quote?

#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1Price Match only applies to valid Australian quotes that covers unlimited overseas emergency medical expenses, unlimited overseas emergency medical assistance, unlimited Trip cancellation expenses and $10000 or more in luggage cover under a Comprehensive policy or Trip Cancellation expense cover of $15000 or more and $5000 or more in luggage cover under a standard policy. Excludes sales coupons. Only available if quote is genuine, written proof of quote may be required. 25% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children. 3Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies. 4Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess. 5Additional terms and conditions, limits and excesses apply to travellers over the age of 79. 6Must be accompanied by a professional instructor or guide.

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