Friends Travel Insurance from $3.80/day↟ | Fast Cover
^10% discount applies to standard premiums for all plans. Discount available 5/12/16 - 24/12/16. Not to be used in conjunction with any other offer.
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Domestic

All of Australia including Lord Howe Island, Thursday Island, Christmas Island, Cocos Island and Norfolk Island

Not included

Pacific

Bali, Indonesia, New Zealand & South Pacific. (Choose Worldwide for Hawaii)

Not included

Asia

All Asian countries except Japan. (Choose Worldwide for Japan)

Not included

Europe

All European countries
(including Turkey) and the Russian Federation.

Not included

Worldwide

All countries including North & South America (including Hawaii), Japan, Middle East, Africa & Antarctica.

Not included
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Children under 21 covered free of additional charge* ?
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Cover for an unlimited number of trips over a 12 month period*.
Available to travellers 59 and under.

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Friends Travel Insurance

Travelling with your best friend, a few mates or with a group can make exploring new places even more exciting. In between booking your flight and discussing the must do’s at your destination, it’s important to get travel insurance that can back you up in an unexpected emergency situation. You can buy your flights and book your accommodation together. You can now also buy your travel insurance together and be covered together, with Fast Cover’s Friends Travel Insurance.

Our Friends Travel Insurance provides cover for people travelling with each other. This includes providing cover for medical expenses any of you might incur if you become sick or injured, your belongings if they’re lost or stolen, travel delays and trip cancellations. You can’t predict everything that will happen when you go travelling, but with Friends Travel Insurance you know that you and your friends are covered if the unexpected does occur.*

Who can buy Friends Travel Insurance?

You might be going on schoolies, backpacking across Asia, going on a cruise, working together overseas, attending a wedding or taking a much needed holiday with a friend. If you’re travelling as two mates or with friends or family, whatever your age, you can buy Friends Travel Insurance from Fast Cover.

If you have a large group, that’s ok - there’s no limit to the number of people that can be covered. We’re experienced in organizing travel insurance for big groups, and we know the effort that’s involved in getting all the information required from everyone. If you’re the organizer of the trip, make it easier for yourself, call us and we'll help you get the cover you're after.

What information do I need to get a quote or buy Friends Travel Insurance?

Getting travel insurance for your group is simple. To get a quote ,all you’ll need to know is:

  • Where you’re travelling to
  • The dates you’re travelling (when you leave your home and when you return home)
  • The current ages of everyone you’re travelling with.

 

To purchase your policy, the extra information you’ll need is:

  • The full names of everyone in your group
  • The dates of birth of everyone travelling
  • Contact details

We can use the contact details of one traveller (usually the organizer), or we can put in the individual contact details of all travellers. Whatever makes it easier for you.

What are the benefits of Friends Travel Insurance?

Everyone that’s part of a Friends Travel Insurance policy has the same benefits of our Single Travel Insurance policies.

Travelling Internationally

Our international Standard and Comprehensive policies offer:

  •  Unlimited Emergency Medical Assistance* cover and cover for hospital expenses
  •  Unlimited Cancellation*
  •  Luggage and Personal Effects
  •  Flexible add on options so you can customize your trip

Travelling Domestically

If you’re just going interstate, our Domestic policies offer:

  •  Unlimited Cancellation Cover*
  •  Cover for luggage
  •  Cover for travel delays
  •  $0 Excess on all claims

It’s Cheaper

You can also save money when you get Friends Travel Insurance. You’ll receive a 5% discount when you buy insurance for two people.6 That means more money to put towards the trip!

Convenience

Friends Travel Insurance can also be more convenient. If you’re travelling as a group, you’ll have less policy numbers to remember and only one set of contact details to take with you. In the event that something does happen whilst you’re away, your friends will be the ones best placed to help you. If you’re all insured by the same insurance company you’ll have the details at hand to contact them for emergency assistance immediately. This can avoid the time and hassle of trying to find someone’s travel insurance details in a critical situation.   

Pre-Existing Medical Conditions automatically covered

We make it simple by automatically covering 44 Pre-Existing Medical Conditions* with our Friends Travel Insurance policy. And you don’t have to fill out any medicals forms! See our Travel Insurance for Pre-Existing Medical Conditions page for more details. 

Medical Benefits

Medical Only Domestic Standard Comprehensive Comprehensive Snow Multi Trip

Overseas Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Hospital Cash Allowance^^

sub-limits:

––– ––– $2,500 $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50 $50

Accidental Death

sub-limits:

––– $25,000 ––– $25,000 $25,000 $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^^

sub-limits:

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000

Loss of Income^^

sub-limits:

––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

$400 $400 $400

Financial Benefits

Medical Only Domestic Standard Comprehensive Comprehensive Snow Multi Trip

Cancellation Fees & Lost Deposits

sub-limits:

––– Unlimited Unlimited Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Cancellation Fees & Lost Deposits

sub-limits:

––– $40,000 $40,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

sub-limits:

––– $30,000 $30,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$2,500,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Additional Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Resumption of Journey

$3,000 $3,000 $3,000 $3,000 $3,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Luggage & Personal Effects

sub-limits:

––– $7,500 $5,000 $7,500 $7,500 $7,500

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones (including PDAs and any items with phone capabilities) (per item)

$1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours (limit of $200 per item applies)

$2,000 $2,000 $2,000 $2,000 $2,000

Travel Documents, Credit Cards & Travellers Cheques^^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Insurance Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Luggage & Personal Effects Delay Expenses^^

––– ––– ––– $250 $250 $250

Theft of Cash^^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Medical Only Domestic Standard Comprehensive Comprehensive Snow Multi Trip

Snow Sport Overseas Emergency Medical Assistance

sub-limits:

––– ––– ––– ––– Unlimited –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000

Snow Sport Overseas Emergency Medical & Hospital Expenses^^

sub-limits:

––– ––– ––– ––– Unlimited –––

Emergency Dental Expenses (per person)

$500

Own Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Sport Equipment Hire

––– $1,500 ––– ––– $1,500 –––

Snow Ski Pack

––– $750 ––– ––– $750 –––

Piste Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Bad Weather & Avalanche Closure

––– $750 ––– ––– $750 –––

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the table of benefits in the PDS for full details.

 

^There is no cover under these Policy Sections while travelling in Australia. There is cover under these Policy Sections while travelling on a domestic cruise in Australian waters where you have purchased Plans A, S or B (selecting Region 3) or Plan M. Refer to the "Geographical Regions" section of this PDS for details (pages 12 to 13). ^^ There is no cover under these Policy Sections while travelling in Australia - refer to the "Geographical Regions" section of this PDS for details (pages 12 to 13).

Cover for Skiing and Snowboarding

Buy our Snow Sports cover if you’re going skiing or snowboarding. Our Snow Sports cover has the added benefits of covering your equipment and provides compensation for piste closure due to bad weather or for the unused portion of your snow/ski package if you become sick or injured.

Activities, sports and adventures

Are you and your friends travelling for adventure? We cover 35 different activities automatically including bungee jumping, snorkelling and moped riding.*

Adventure Pack add on

If you plan on more exhilarating experiences such as abseiling, caving or parachuting, get our Adventure Pack Add On and you’re all set!

Driving Holiday

Going on road trip? Our Rental Vehicle Insurance Excess cover can help ease the burden if you’re in an accident and your rental car is damaged. If you're hiring a vehicle in Australia, our Domestic Plan provides excess cover of $5000 and if you're hiring a vehicle overseas, you can choose from an excess cover of $5000 or $8000.

Golf and Cycling Pack add ons

If you’re planning on going on a golfing holiday or cycling around, we can provide an add on pack specifically for those activities. 

Golf Pack Benefits

Benefit
Own Golf Equipment

$2,000

Stolen Golf Equipment owned by you and left in a motor vehicle is only covered during daylight hours and must have been left in a concealed storage compartment of a locked motor vehicle, and forced entry must have been made. The most we will pay is $200 for each item.

$1,000
Golf Equipment Hire

$1,500
Golf Green Fees

$500
Hole in One

$250

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. For a full table of benefits please see the PDS.

Bicycle Pack add on

Benefit
Bicycles

Up to a maximum of $15,000

(per bicycle)

$5,000

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. For a full table of benefits please see the PDS.

Why choose Fast Cover for your next holiday with friends?

Fast Cover are travel insurance specialists who can provide you with great cover and a policy that’s simple to understand.

You and your friends can travel with confidence knowing our Global Assistance team is available on the phone 24/7 wherever you are in the world.

Our policies are also flexible so that you can build the policy that covers the needs of your of friends while fitting into your budget. You can tailor your policy if you’re going skiing or snowboarding, cycling, playing golf or hiring a car.

Compare our Friends Travel Insurance policy to other policies and you’ll find that we provide travel insurance that’s simple to understand and provides you great cover. The price of our insurance policies is also hard to beat. Get a quote online today.

 

↟Based on 18 day Medical Only Duo policy to Pacific Region for 2 adult travellers aged 50 years old or younger with $200 excess

Buy a Duo travel insurance policy with your mate, sister, brother, parent, child, cousin, work colleague... and you’ll SAVE 5% and get 50% OFF excess reduction. 6

The earlier you buy travel insurance, the earlier we can provide cover for money you’ve spent on hotels, flights or tours in the event of unexpected sickness, injury, family emergencies or natural disasters. *

Uncapped medical & hospital cover. 3 *

Wherever you’re travelling and whenever you need us, our Global Assistance Team are ready and waiting to help.

Ready to get a quote?

Frequently Asked Questions about Friends Travel Insurance

  1. What is Cancellation cover?

    Cancellation cover is a benefit that starts when your Certificate of Insurance is issued. If your trip is cancelled or shortened due to circumstances outside of your control, you would be covered for payments that you have already made for your trip.

     

    For example, if you unexpectedly become sick and your doctor confirms you can't travel, Cancellation Cover covers your cancellation fees and lost deposits for travel and accommodation arrangements that you have paid in advance and cannot recover in any other way.

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  2. I'm travelling with someone, but we are departing on different dates, can we be on the same policy?

    No, travellers listed on the same policy MUST both leave on the same date. If you are departing on different dates, you MUST buy two Single policies.

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  3. Do we have to travel at the same time if we are on the same policy?

    Yes, travellers on the same policy MUST leave and arrive as specified on the policy. You need to have the same itinerary and be together at least 75% of the time, otherwise you MUST buy single policies.

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  4. What is Rental Vehicle Excess Cover?

    The Rental Vehicle Excess cover on your policy pays the excess charged by your Rental Vehicle company should you have an accident and need to claim. This benefit DOES NOT replace the Rental Vehicle insurance that you need to take out with your Rental Vehicle company. It only covers the EXCESS component of that insurance up to your nominated amount. For instance, if you have an accident, and the cost is $10,000 to repair the vehicle, and your rental vehicle company charges you a $3,000 excess. Your policy will pay this excess, up to a maximum of your nominated amount.

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  5. Am I covered if I am doing Volunteer Work overseas?

    Yes, as long as you are not performing any dangerous activities. You should always follow the Australia Governments warning regarding traveling to unsafe places.

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Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1The premium paid is refunded within 14 days after you are issued your Certificate of Insurance provided you have not started your Journey and you do not want to make a claim or to exercise any other right under the policy. 3Emergency Medical & Hospital Expenses. 4Emergency Medical Assistance. 5The cover for cancellation fees and lost deposits begins from the time the policy is issued. 6Buy a Duo policy and save 5% versus the cost of two single policies. Excess reduction discount is based on the cost of excess reduction under a Duo policy versus the cost under two single policies. Duo policies do not provide cover for any dependant children. 7Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey are included at no extra charge. 8Spouse (or legally recognised de facto) and Dependants covered for free when accompanying primary policyholder. 9Based on a 0-59 year old travelling to the Pacific region for 4 weeks, Plan E Standard with an excess of $200. 10Provided you have not been hospitalised (including any day surgery or emergency department attendance) for the condition in the 24 months prior to the time of policy issue.

Need a hand?

1300 409 322
enquiries@fastcover.com.au
Fax: (02) 8252 4710

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