Friends Travel Insurance from $3.78/day↟ | Fast Cover

Domestic

All of Australia including Lord Howe Island, Thursday Island, Christmas Island, Cocos Island and Norfolk Island.

Not included

New Zealand

New Zealand

Not included

Pacific

Bali, Indonesia, New Zealand & South Pacific. (Choose Worldwide for Hawaii)

Not included

Asia

All Asian countries including Japan.

Not included

Europe

All European countries
(including Turkey) and the Russian Federation.

Not included

Worldwide

All countries including North & South America (including Hawaii), Middle East, Africa & Antarctica.

Not included
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Cover for an unlimited number of trips over a 12 month period*.
Available to travellers 64 and under.

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Friends Travel Insurance

Travelling with friends. It doesn’t get much better than that!

Whether you're backpacking with your best friend, taking a short weekend break with a few mates, or going on tour with a big group, great company can make exploring new places even greater.

We understand there's a lot to organise when you're planning a holiday. But in between booking your flight and discussing the must do’s at your destination, it’s important to get travel insurance in case you run into any unexpected emergency situations.

You're probably buying your flights and booking your accommodation together, so why not save time and money and buy your travel insurance together too?

Our Duo travel insurance provides cover for any two adults travelling together and covers unexpected expenses you might incur such as if you become sick or injured, your belongings are lost or stolen, your flights are delayed, or the cancellation of your trip if one of you gets unexpectedly sick or injured before you even leave home!

You can’t predict everything that will happen when you go travelling, but with Fast Cover's travel insurance, at least you know that you and your friends are covered if the unexpected does occur.

Who can buy friends travel insurance?

Any two adults travelling together can take out our Duo travel insurance. No matter if you’re travelling as two friends, two siblings, two colleagues, or two neighbours, whatever the age difference, you can buy Friends travel insurance from Fast Cover.

You might be two mates going on a schoolies trip, besties backpacking through Southeast Asia, friends taking a cruise in the Pacific Islands, a couple on a working holiday in Canada or attending a destination wedding, or just taking a well-earned holiday with a close friend.

And if you're travelling with a larger crew, we can arrange insurance for groups of friends too! There’s no limit to the number of people that can be covered.

We’re experienced in organising travel insurance for big groups, and we know the effort that’s involved in getting all the information required from everyone. We've made it as fast and simple as possible and eliminated the need for individual medical assessments.

If you’re the organiser of the trip, make it easier for yourself, call us and we'll help you get the cover you're after.

What information do I need to get a quote or buy travel insurance for my friends?

We've made organising travel insurance for a group of friends as fast and simple as possible.

To get a quote, all you’ll need to know is:

  • Where you’re travelling
  • The dates you’re travelling (when you leave your home and when you return home)
  • The current ages of your friends

To purchase your policy, the extra information you’ll need is:

  • Everyone's first name and surname
  • Everyone's birth dates
  • Contact details

To save you time, we can use the contact details of one traveller (usually the organiser) and send you everyone's certificates, or we can put in everyone's contact details individually and distribute the insurance certificates on your behalf. Whatever makes it easier for you.

What are the benefits of friends travel insurance?

Great cover for everyone:

Everyone that’s part of a Duo travel insurance policy has the same great benefits of our Single travel insurance policies.

Better value for money:

Save money when you get Friends travel insurance with a 5% discount when you buy insurance for two or more people. That means more money to put towards the trip!

Convenience:

Friends travel insurance can also be more convenient. If you’re travelling as a group, you’ll have less policy numbers to remember and only one set of contact details to take with you, rather than carrying around a stack of paperwork.

In the event that something does happen whilst you’re away, your friends will be the ones best placed to help you. If you’re all insured by the same insurance company, you’ll have the contact details at hand for emergency assistance immediately. This can avoid the added stress of trying to work out who's insured with who and find someone’s travel insurance details in a critical situation.

Faster and easier:

We make buying travel insurance fast and simple by automatically covering 43 Pre-Existing Medical Conditions with our Friends travel insurance so you don’t have to fill a bunch of individual medical forms!

See our Pre-Existing Medical Conditions page for more details.

Check out the benefits tables below to compare the levels of cover we can provide for you and your friends:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses^

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Medical & Hospital Expenses^

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Medical & Hospital Expenses^


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Evacuation

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Evacuation

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Evacuation

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Evacuation

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Evacuation


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

sub-limits:

––– $25,000 ––– $25,000 $25,000 $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

sub-limits:

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– $10,000 ––– $10,000 $10,000 $10,000

Weekly Limit (per person) - up to 25 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $15,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Cancellation Expenses

sub-limits:

––– $40,000 $15,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

sub-limits:

––– $30,000 $15,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$15,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$15,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$15,000
$15,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $3,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $10,000 $10,000 $10,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $500 $500 $500

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^ Cover under these Benefits are excluded while travelling within Australia.

Cover for skiing, snowboarding and snow sports

Buy our Snow Sports Plus policy if you’re going skiing or snowboarding or want to try out any other snow sports like tobogganing, sledding, glacier trekking or riding a snowmobile.

As well as covering you for injuries sustained on the slopes, our Snow Sports Plus policy has the added benefit of covering your snow gear and equipment if it gets stolen or lost, and provides compensation for piste closure due to bad weather, or reimbursement for prepaid lift passes or bookings if you can't use them due illness or injury.

Cover for adventure sports and activities

Are you and your friends travelling for adventure? We cover a huge list of different sports and activities automatically including bungee jumping, snorkelling, hot air ballooning and even shark cage diving!

Adventure Pack

If you plan on seeking out even more exhilarating experiences such as abseiling, caving or skydiving, get our Adventure Pack and you’re all set to go!

Rental Vehicle Excess Insurance

Going on road trip or hiring a campervan? Our Rental Vehicle Excess Insurance can help ease the burden if you’re in an accident or your rental car is damaged.

If you're hiring a vehicle in Australia, our Domestic Plus policy provides excess cover of $5,000 automatically, and if you're hiring a vehicle overseas, you can choose to add on Rental Vehicle Excess cover of $5,000 up to $8,000 AUD.

Golf and Cycling Pack

If you’re planning on going on a golfing holiday or cycling around, we can provide add-on packs specifically for those activities too.

 

Golf Pack Benefits

Benefit

Golf Pack

$2,500

Own Equipment

$2,000

Hire Equipment

$1,500

Green Fees

$500

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. For a full table of benefits please see the PDS.

Bicycle Pack add on

Benefit

Bicycles

Up to a maximum of $15,000

(per bicycle)

$5,000

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. For a full table of benefits please see the PDS.

Why choose Fast Cover for your next holiday with friends?

Fast Cover is a travel insurance specialist who can provide you with great cover and a policy that’s simple to understand.

You and your friends can travel with confidence knowing our 24 hour Emergency Assistance team is just a phone call away, wherever you are in the world.

Our policies are designed to be flexible so that you can tailor the cover to suit the needs of you and your friends without blowing out your holiday budget.

Compare our Friends travel insurance to other policies and you’ll find that we provide great cover at a competitive price.

Talk to us today to help you find a policy which suits your holiday itinerary or get a free quote online in a matter of minutes.

Example Incidents~

Paul’s Pickpocketed Phone

35-year-old Paul was out at dinner with friends in Hong Kong when he noticed that his phone was missing from his pocket. He immediately notified the emergency assistance team who advised him to report the theft to the local police and obtain a written report. After submitting his claim online, he was reimbursed $750 AUD under the luggage and personal effects benefit of his Fast Cover travel insurance policy.

 

Barry’s Bad Reaction

Barry was dining out with friends while on holiday in New York when he suffered a serious allergic reaction and required medical treatment. Fortunately, his travel insurance policy included cover for allergies related to food intolerances and reimbursed him for his medical bill of almost $2,000 AUD.

 

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Traveller Testimonials

Purchased without issues

Super easy to purchase and understand what was included. If you are looking for snow sports cover this is the place to go. I rang around to a few companies and most didn't offer the range that fast cover does. Customer service was amazing!

A Campbell – Productreview.com.au

 

Fast, easy and great service

I took out a policy in October for a trip to Italy and the process couldn't have been easier. I spoke to the guys on the phone and asked them a few questions and they were very knowledgeable and professional. The site was easy to use and I managed to get a policy within a couple mins online.

Francis – Productreview.com.au

 

Excellent service

Made a claim which was received in less than two weeks. Would recommend to anyone and will use again when able to travel. Customer service was excellent.

Heather – Productreview.com.au

 

Ready to get a quote?

↟Based on 18 day Basics Duo policy to Pacific Region for 2 adult travellers aged 50 years old or younger with $200 excess

Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1The premium paid is refunded within 14 days after you are issued your Certificate of Insurance provided you have not started your Journey and you do not want to make a claim or to exercise any other right under the policy. 3Emergency Medical & Hospital Expenses. 4Emergency Medical Assistance. 6Buy a Duo policy and save 5% versus the cost of two single policies. Excess reduction discount is based on the cost of excess reduction under a Duo policy versus the cost under two single policies. Duo policies do not provide cover for any dependant children. 7Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey are included at no extra charge. 8Spouse (or legally recognised de facto) and Dependants covered for free when accompanying primary policyholder. 9Based on a 0-59 year old travelling to the Pacific region for 4 weeks, Plan E Standard with an excess of $200. 10Provided you have not been hospitalised (including any day surgery or emergency department attendance) for the condition in the 24 months prior to the time of policy issue.

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