Overseas Travel Insurance | Fast Cover
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Domestic

All of Australia including Lord Howe Island, Thursday Island, Christmas Island, Cocos Island and Norfolk Island.

Not included

New Zealand

New Zealand

Not included

Pacific

Bali, Indonesia, New Zealand & South Pacific. (Choose Worldwide for Hawaii)

Not included

Asia

All Asian countries including Japan.

Not included

Europe

All European countries
(including Turkey) and the Russian Federation.

Not included

Worldwide

All countries including North & South America (including Hawaii), Middle East, Africa & Antarctica.

Not included
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Cover for an unlimited number of trips over a 12 month period*.
Available to travellers 64 and under.

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Overseas Travel Insurance

Each year thousands of travellers head off in search of new adventures overseas.

There's an unlimited variety of experiences on offer, from exploring historic sites like Stonehenge or Petra, soaking up the sunshine on a beach in the Maldives, hiking to Everest Base Camp, or simply hunting down the best croissant in Paris!

But whether you're travelling on a shoestring budget with only a backpack and a vague itinerary in mind, or have thoroughly researched and booked a resort holiday or luxury cruise, you can never guarantee that everything will go exactly as planned.

Travel insurance can provide cover for a wide variety of unexpected situations and is an essential travel accessory that no traveller should leave home without!

Who should get overseas travel insurance?

As exciting as an overseas holiday can be, there are always some risks involved no matter how carefully you travel.

Every traveller should consider purchasing overseas travel insurance before they head overseas.

Whether you are flying solo, or travelling with your spouse, partner, family or friends, travel insurance is essential for:

  • Backpackers
  • Flashpackers
  • Business travellers
  • Volunteers
  • Students
  • Seniors
  • Digital nomads
  • Volunteers
  • Holiday workers
  • Tour groups
  • Frequent travellers

No matter how tight your budget may be, Fast Cover can help you out with a flexible policy that covers the things that are most important to you.

What does overseas travel insurance cover?

Fast Cover’s overseas travel insurance policies include a range of benefits such as cover for emergency medical and hospital expenses, cancellation costs and luggage and personal belongings.

If you get sick after a questionable meal, slip over and break a bone, have your bag snatched, or find yourself stranded at a foreign airport after your flight is cancelled, travel insurance can help to cover the unexpected costs involved and provide access to 24 hour Emergency Assistance to help you get back on your way.

Some of the most common expenses you might run into overseas include:

  • Emergency medical and hospital expenses
  • Emergency evacuation and transport costs
  • Loss, damage or theft of passports, credit cards and travel documents
  • Loss, damage or theft of luggage and belongings
  • Alternative travel expenses due to delays or missed connections
  • Unexpectedly having to cancel your trip and return home

Fast Cover’s overseas travel insurance is a simple way to protect yourself from unexpected costs like these during your travels. See the table below for more benefits:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses^

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Medical & Hospital Expenses^

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Medical & Hospital Expenses^


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Evacuation

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Evacuation

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Evacuation

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Evacuation

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Evacuation


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

sub-limits:

––– $25,000 ––– $25,000 $25,000 $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

sub-limits:

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– $10,000 ––– $10,000 $10,000 $10,000

Weekly Limit (per person) - up to 25 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $15,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Cancellation Expenses

sub-limits:

––– $40,000 $15,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

sub-limits:

––– $30,000 $15,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$15,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$15,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$15,000
$15,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $3,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $10,000 $10,000 $10,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $500 $500 $500

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^ Cover under these Benefits are excluded while travelling within Australia.

Which region do I select as my travel destination?

To make things as fast and simple as possible, we've grouped every country into a region so there's no need to specify every single country you plan to visit.

Simply select the highest region for the country or countries you're travelling to, and you’ll automatically be covered for travel to any of the countries included in that region. It also includes travel to countries in the lower regions as set out in our Product Disclosure Statement (PDS).

For example, if you select Europe as your region of travel, you'll also be covered for Asia, Pacific, New Zealand and Domestic travel as well.

See the table below to find the region for your trip:

Region

Popular Destinations for this region Automatically includes cover for these regions
Worldwide

North, Central & South America
Hawaii
Africa
Middle East
Antartica
Australia
New Zealand
Pacific
Asia
Europe
Europe

UK
Germany
France
Greece
Spain
Russia
Australia
New Zealand
Pacific
Asia
Asia

Japan
Cambodia
Malaysia
Philippines
Singapore
Thailand
Vietnam
Australia
New Zealand
Pacific
Pacific

Bali
Fiji
New Zealand
Islands in the South Pacific
Australia
New Zealand
New Zealand

New Zealand Australia
Australia

Thursday Island
Lord Howe Island
Norfolk Island

Why choose Fast Cover for your overseas travel insurance?

Fast Cover provides specialist travel insurance for travellers headed to every corner of the globe.

Whether you're on a solo backpacking expedition to discover new cultures, or celebrating a milestone birthday with a luxury European cruise, or taking the family to Disneyland, we have an overseas travel insurance policy to suit all ages, traveller types and budgets. 

Our policies are designed to be flexible so that you can tailor the benefits to cover what's most important to you without blowing your travel budget.

We've made travel insurance fast and simple with no medical assessments, and automatic cover for 43 Pre-Existing Medical Conditions.

With a Fast Cover overseas travel insurance policy, you can explore the world with confidence knowing you have cover for unexpected costs as well as access to our emergency assistance team 24 hours a day, 7 days a week, 365 days a year.

Example Incidents~

Harry’s Holiday Heartache

Harry and his wife flew into the United Arab Emirates after disembarking from a cruise in Copenhagen. Harry had been feeling unwell and needed to visit the doctor four times during the cruise. In Dubai he suffered a heart attack and was admitted to hospital for emergency medical treatment. As he had no history of heart disease, his Fast Cover policy paid for the medical expenses as well as their rescheduled flights, accommodation and related additional expenses at a total cost of over $21,000 AUD.

 

Carl's Cancellation Costs

Carl and his wife had planned and pre-paid for a trip to attend a 100-year birthday celebration and family reunion, followed by a homeward cruise from Southampton. Unfortunately, a few months before their departure, an unexpected medical diagnosis meant they were forced to cancel their holiday. Thankfully they had purchased travel insurance well in advance and were completely covered for their cancellation costs and lost deposits. After submitting a claim online and providing all the required documentation, they received a payment of over $10,000 AUD within the week.

Traveller Testimonials

Impressed

The insurance was easy to purchase online while easily able to compare different policies which were also reasonably priced. In addition, there were options of the excess you wish to pay should you need to make a claim. I was pleasantly surprised and impressed. I will purchase with them again for sure.

Aimee – Productreview.com.au

 

Very Efficient and Consumer Friendly

Everything about this Travel Insurance is excellent. It had a very efficient and fast on-line application system which produced the policy, approved it and sent me a copy. I had to make a claim as one of my bags got damaged during the journey. The claim procedure was very efficient and very prompt. It was approved and the funds deposited into my bank account within a few days. I would recommend this policy to any and all travellers.

David – Productreview.com.au

 

Excellent service

Made a claim which was received in less than two weeks. Would recommend to anyone and will use again when able to travel. Customer service was excellent.

Heather – Productreview.com.au

 

 

Ready to get a quote?

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1The premium paid is refunded within 14 days after you are issued your Certificate of Insurance provided you have not started your Journey and you do not want to make a claim or to exercise any other right under the policy. 3Emergency Medical & Hospital Expenses. 4Emergency Medical Assistance. 6Buy a Duo policy and save 5% versus the cost of two single policies. Excess reduction discount is based on the cost of excess reduction under a Duo policy versus the cost under two single policies. Duo policies do not provide cover for any dependant children. 7Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey are included at no extra charge. 8Spouse (or legally recognised de facto) and Dependants covered for free when accompanying primary policyholder. 9Based on a 0-59 year old travelling to the Pacific region for 4 weeks, Plan E Standard with an excess of $200. 10Provided you have not been hospitalised (including any day surgery or emergency department attendance) for the condition in the 24 months prior to the time of policy issue.

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