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United Kingdom Travel Insurance
When travelling overseas it’s always important to choose the right travel insurance for your specific destination.
If you’re travelling to the United Kingdom, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:
- Emergency Medical & Hospital Expenses
- Cancellation
- Loss of Income
- Luggage & Personal Effects
- Theft of Cash
- Travel Documents, Credit Cards & Travellers Cheques
- Special Event Transport Expenses
- Rental Vehicle Insurance Excess
- Permanent Disability
- Personal Liability
- Accidental Death
Travel Insurance for a holiday in the UK
For a holiday in the United Kingdom with Fast Cover, select the Europe Region which will provide you with cover for travel throughout the UK as well as the Europe, Asia, Pacific, New Zealand and Domestic regions.
Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:
- Visiting famous British landmarks like Buckingham Palace or the Tower of London
- Getting a bird’s eye view of the city from the London Eye
- Spotting the elusive ‘Nessie’ at Loch Ness in Scotland
- Exploring historical sites like Stonehenge and Edinburgh Castle
- Kissing the Blarney Stone in Ireland for luck
- Riding rollercoasters at Blackpool Pleasure Beach
- Sightseeing and historical tours
- Hiking and trekking in the countryside
- Horse riding tours
- Water sports like sailing, windsurfing, kayaking and fishing
- Adventure sports like bungee jumping, tandem skydiving and quad biking#
Fast Cover offers great value travel insurance options to suit all travellers heading to the United Kingdom.
Benefits of Fast Cover UK travel insurance
- 24 Hour Emergency Assistance Helpline
- Unlimited Overseas Emergency Medical & Hospital Expenses
- Unlimited Cancellation Cover
- Cover for Luggage & Personal Effects
- Medical screening available for your medical conditions.
- Optional cover for motorcycle, moped and scooter riding
- Optional Rental Vehicle Excess Insurance
- Optional Cover for Adventure Sports & Activities
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Overseas 24/7 Emergency Medical Assistance^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | $20,000 | $20,000 | $20,000 | $20,000 | |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
|
Overseas Emergency Evacuation & Repatriation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
|
Daily Limit (per person) |
$50 | $50 | $50 | |||
|
Accidental Death Travellers Aged 80 to 89: |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Permanent Disability^ Travellers Aged 80 to 89: |
––– | ––– | ––– | $50,000 $20,000 |
$50,000 $20,000 |
$25,000 $20,000 |
|
Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Loss of Income^ sub-limits: |
––– | ––– | ––– | $10,400 | $10,400 | $10,400 |
|
Weekly Limit (per person) - up to 26 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $25,000 | Unlimited | Unlimited | Unlimited |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Close Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
|
Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
|
Close Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Resumption Expenses |
––– | $3,000 | $2,000 | $3,000 | $3,000 | $3,000 |
|
Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $15,000 | $15,000 | $15,000 |
|
Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
|
Mobile phones (per item) |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
|
Tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
|
All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
|
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
|
Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
|
Special Event Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
|
Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
|
Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
|
Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
|
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
|
Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $750 | $750 | $750 |
|
Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
|
Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
|
Daily Limit (per person) |
$100 | $100 |
COVID-19 Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | ––– | $20,000 | $20,000 | $20,000 | $20,000 |
|
COVID-19 Trip Cancellation & Disruption |
––– | $3,500 | $3,000 | $5,000 | $5,000 | $5,000 |
Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.
Top 10 tips for safe travel in the UK
- Check Smartraveller.gov.au to make sure the regions you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’.
- Get a health check-up before you leave home.
- Ask your doctor about vaccinations you may need for the UK. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and Typhoid.
- Make sure you pack suitable clothing for all weather conditions you may encounter.
- Familiarise yourself with the local laws, culture and customs.
- Check if you require a particular type of Visa for your trip.
- Save the phone number and address of the nearest Australian consulate or embassy.
- Keep both printed and digital copies of all your travel documents handy.
- Register your UK trip itinerary and contact details with Smartraveller.
- Download the Smartraveller app to receive instant travel alerts and warnings.
Example Incidents~
| Annette's Accident
Annette, a 32-year-old traveller from South Australia, broke two bones in her leg and dislocated her ankle slipping on the hotel bathroom floor. She was rushed to hospital in an ambulance for surgery and spent eight days recovering in hospital. Her Standard policy covered the cost of her medical transport, hospital and medical expenses as well as the flight back to Australia in Business Class. |
| Carl's Cancellation Costs
Carl and his wife had planned and pre-paid for a trip to attend a 100-year birthday celebration and family reunion, followed by a homeward cruise from Southampton. Unfortunately, a few months before their departure, an unexpected medical diagnosis meant they were forced to cancel their holiday. Thankfully they had purchased travel insurance well in advance and were completely covered for their cancellation costs and lost deposits. After submitting a claim online and providing all the required documentation, they received a payment of over $10,000 AUD within the week. |
Traveller Testimonials
|
Fantastic I found Fast Cover extremely professional and prompt in dealing with my claim. No confusing emails and requests for irrational proof, just good quality professional service and communication. Bev – Compare Travel Insurance |
|
These Guys Are Extremely Fast And Convenient - The Name Says It All! I broke my phone screen while on holiday but luckily I took out Fast Cover travel insurance before I left as I had a gut feeling something was going to happen. I made a claim after my phone screen was damaged, they quickly responded. Everything went through fine all within a week. Grey – Compare Travel Insurance |
|
Very Efficient and Consumer Friendly Everything about this Travel Insurance is excellent. It had a very efficient and fast on-line application system which produced the policy, approved it and sent me a copy. I had to make a claim as one of my bags got damaged during the journey. The claim procedure was very efficient and very prompt. It was approved and the funds deposited into my bank account within a few days. I would recommend this policy to any and all travellers. David – Productreview.com.au |
5 steps to buying Fast Cover travel insurance for the UK
- Type in 'UK' and follow a few simple steps online for an instant quote.
- Consider the benefits included in each policy.
- Select the level of cover that’s right for your trip to the United Kingdom.
- Read the Product Disclosure Statement.
- Consider the Financial Services Guide.
#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.
~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.
Ready to get a quote?
Things you need to know
^ Price as at 20/03/2024 compared to the price calculated today for this policy.
* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.