USA Travel Guide

Travelling to the US from Australia? Read Fast Cover's USA Travel Guide to learn the travel requirements for the US to help prepare and plan your trip.

USA Travel Guide

Travelling to the USA could be the trip of a lifetime. Whether you're visiting the buzzing streets of New York City, the majestic Rocky Mountains, or the breathtaking Grand Canyon, proper preparation is key to ensuring a smooth and enjoyable trip. If you're travelling to the USA from Australia, Fast Cover's USA travel guide provides essential travel advice and requirements, safety tips, and practical information to help you plan your trip and navigate the US. 

Any advice is general advice only and doesn't consider your personal circumstances.

USA Travel Advice Level Explained

Wondering if it's safe to travel to the USA? Whilst The USA is a popular destination for Australian travellers, it's always wise to stay informed about any travel advisories or travel alerts when planning your trip.

Travel Advisories

Before leaving for your trip, make sure to check the latest travel advice for the USA on the Australian Government's Smartraveller website for up-to-date travel advisories and entry requirements for the USA. 

Travel Alerts

Fast Cover also monitors travel conditions and issues timely travel alerts to keep our customers informed and updated on situations that may impact their travel to or within the USA.

Learn more about how to choose a safe travel destination for your next holiday.

How to Prepare for a Trip to the USA

Being prepared before you travel to the USA can help you manage unexpected events more easily. These actionable tips can help you prepare for your holiday to the USA.

Check Travel Requirements

Make sure your passport is valid for at least six months beyond the period of your intended stay. Australians travelling to the US visa-free for up to 90 days for tourism or business under the Visa Waiver Program must have a valid ESTA (Electronic System for Travel Authorisation).

Research US Destinations

The USA is a vast country with a variety of destinations to suit every traveller. From iconic landmarks such as the Hollywood sign, to the Chicago bean and hidden gems like Joshua Tree, research the places you want to visit to get the most out of your trip.

Plan Your Activities

From hiking in national parks like Yellowstone or the Grand Canyon, or exploring vibrant cityscapes like Los Angeles or San Francisco, the USA offers unique experiences for everyone. Check if your planned activities are covered under your travel insurance policy.

Pack Smart

The USA’s weather varies by season and some states experience severe weather including heat waves during Summer and snowstorms during Winter. Expect humid Summers in Florida and chilly Winters in New York. Pack lightweight clothing for Summer, warm layers for colder areas, and comfortable walking shoes for exploration.

Organise Travel Insurance

Travel insurance for the USA can provide cover for unexpected events like overseas medical emergencies, trip cancellation, or lost luggage. Fast Cover offers a wide range of policies for Australian travellers that can be customised depending on the travellers' individual needs, so you can make the most of your trip to the USA.

Travel Documents

Organise your travel documents before you depart for your trip. Keep copies of your itinerary, flight tickets, passport, visas, accommodation details, tour and activity tickets, and any pre-arranged transport tickets. Don't forget your travel insurance policy and emergency assistance contact information.

Safety Advice for Travelling in the USA

Travelling through the USA can be an exciting adventure, particularly for first-time visitors or younger Aussie travellers. Staying alert and following safety precautions can help ensure a smooth and enjoyable trip. Use our USA travel guide to stay informed of general risks and safety tips.

Crime and Travel Scams in the USA

While tourists are generally safe, you may fall victim to petty crime and travel scams in busy tourist areas. Familiarising yourself with local tourist scams and staying cautious ensures a safer and smoother experience when travelling to the USA from Australia.

Pickpocketing

Crowded attractions, public transport, and busy marketplaces are hotspots for pickpockets. Keep your belongings secure by using anti-theft bags and avoiding carrying valuables in easily accessible pockets

Inflated Taxi Prices

Some drivers may overcharge tourists, especially when travelling from airports or popular destinations. To avoid this, research standard rates, use rideshare apps or request your hotel to arrange transportation.

Gun Violence

Gun laws in the USA differ from Australia, and while incidents involving tourists are rare, stay aware of your surroundings, especially in areas with heightened safety concerns.

Kidnapping

This remains an uncommon risk but can occur, particularly in isolated areas. Stick to well-lit, populated areas and use trusted transportation options.

Cyber Security

Free public Wi-Fi networks are common but can put you at risk of cyberattacks. Use a VPN or avoid accessing sensitive accounts and personal information on unsecured networks

Civil Unrest and Terrorism in the USA

While the USA is a popular travel destination for Australians, civil unrest and terrorism can occasionally pose risks. Protests, while often peaceful, may become unpredictable, particularly in major cities or during political events. When travelling, avoid large gatherings, monitor local news updates and travel alerts from Fast Cover to stay up to date and make changes to your trip if needed. Terrorism threats, while rare, may target high-profile locations like major cities or landmarks. Airports and tourist spots may experience heightened security, while public events could face cancellations. Transportation disruptions, such as delays in train or subway schedules, and restricted access to popular attractions are also possible. 

If you find yourself in an emergency situation, follow instructions from local authorities. For assistance, contact the consular services of the Australian Government. Keeping informed of risks and avoiding unnecessary exposure to uncertain situations can help ensure a safe and enjoyable trip.

Safety for Sports and Adventure Activities

From hiking in the Rocky Mountains, surfing in California, and skiing in Colorado, the USA offers thrilling activities for adventurers. Ensure you have the necessary skills, use appropriate safety equipment, and follow all safety guidelines. Engaging professional guides or instructors is crucial for certain activities, especially those involving technical skills or higher risks. Consider taking out travel insurance to provide cover for your chosen activities in the USA.

Sports and Leisure Activities

Fast Cover’s list of Covered Sports and Leisure Activities provide cover for a wide range of activities.

Adventure Activities

Fast Cover's optional Adventure Pack provides cover for many more adventure activities for an added premium.

Always check the eligibility criteria, policy terms, conditions, exclusions and limits that apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Climate and Natural Disasters in the USA

The USA's sheer size and diverse geography result in a variety of weather conditions and natural disasters, each affecting different regions distinctly. Researching your destinations and understanding the potential natural disasters will help you prepare for your trip to the USA. Remember, Fast Cover's travel alerts can also provide updates during severe weather events.

Hurricanes

Hurricanes primarily affect the Gulf Coast and East Coast, with states like Florida, Texas, and Louisiana most commonly impacted during hurricane season (June to November). These powerful storms can bring heavy rains, strong winds, and flooding. To prepare: 

  • Monitor weather updates and evacuation notices. 
  • Avoid coastal areas during active hurricane warnings. 
  • Keep emergency supplies like water, snacks, and batteries on hand.
Tornados

Tornadoes frequently occur in the Midwest and South, particularly in "Tornado Alley" (Texas, Oklahoma, Kansas, and Nebraska), during spring and summer. Tornadoes can form rapidly, causing extreme wind damage. If you're in a tornado-prone area: 

  • Keep an eye on local weather alerts. 
  • Learn the nearest storm shelters, such as basements or sturdy interior areas. 
  • Avoid windows and unsecured structures during a tornado warning. 
Bushfires

Bushfires, also known as wildfires, are common in dry regions like California and the Pacific Northwest, especially in the summer and fall. These fires can spread fast and lead to smoky conditions and roadblocks. To stay safe: 

  • Check for fire warnings and air quality updates. 
  • Consider modifying outdoor plans during high-risk times. 
  • Comply with local fire bans and evacuation orders if in an affected area. 
Winter Storms

Severe snowstorms and icy weather affect the Northeast, Midwest, and mountainous regions such as Colorado during winter months. These storms can cause travel delays and hazardous conditions. To prepare: 

  • Stay updated on severe weather warnings. 
  • Wear warm, water-resistant clothing and footwear. 
  • Ensure vehicles have snow tires or chains and pack an emergency kit when driving in snow-prone areas. 

When is the Best Time to Visit the USA?

The best time to visit the USA will vary for travellers as it depends on your interests, planned activities and weather preferences. Each season offers unique opportunities to explore the diverse landscapes of the USA.

Season 

Winter 

Spring 

Summer 

Autumn 

Months 

December to February 

March to May 

June to August 

September to November 

Weather Conditions 

Cold temperatures, snow activities, ideal for skiing and winter sports 

Mild temperatures, blooming season, perfect for outdoor activities 

Warm temperatures, peak tourist season, festival time 

Mild temperatures, stunning fall colours, harvest season 

christmas in new york
Popular Activities in Winter
  • Skiing and snowboarding in destinations like Colorado, Vermont, and Utah 
  • Visiting Christmas markets and holiday celebrations in cities like New York 
Popular Activities in Spring
  • Cherry blossom viewing in Washington DC
  • Visiting the Horseshoe Bend near the Grand Canyon and exploring national parks like Yosemite and Yellowstone as they reopen after winter
man sitting at horseshoe bend in the grand canyon
disney crowds in usa
Popular Activities in Summer
  • Attending major festivals like Coachella, Lollapalooza, or the Fourth of July celebrations 
  • Exploring theme parks like Disneyworld in Florida or Disneyland in California
Popular Activities in Autumn / Fall
  • Go apple picking and viewing fall foliage in New England states like Vermont and New Hampshire 
  • Celebrating Halloween in destinations like Salem, Massachusetts, or enjoying harvest festivals
apple farm in mt hood

Public Holidays in the USA

Knowing the USA's public holidays helps you avoid peak travel times, crowded tourist attractions, and higher travel costs, but also lets you plan to be part of festive seasonal events. It also ensures you're aware of potential closures and cultural events to help plan your itinerary.

Date 

Official US Public Holiday 

January 1 

New Year's Day 

Third Monday in January 

Martin Luther King Jr. Day 

Third Monday in February 

Presidents' Day 

Last Monday in May 

Memorial Day 

July 4 

Independence Day 

First Monday in September 

Labor Day 

Second Monday in October 

Columbus Day 

November 11 

Veterans Day 

Fourth Thursday in November 

Thanksgiving 

December 25 

Christmas Day 

Ready to Embark on your US Adventure?  

Explore the benefits and cover options available with Fast Cover’s travel insurance for your trip to the US.

Health Advice for Travelling to the USA

Here's what you need to know about health risks, healthcare, and medication when travelling in the USA.

Health Risks when Travelling in the USA

Different locations in the USA may pose unique health risks so it’s recommended to research specific destinations for your upcoming trip. However, there are some common health risks to be aware of before you travel to the USA:

Tap Water

Tap water in the USA is generally safe to drink. However, in remote areas or wilderness locations, it's advisable to purify water from natural sources before consumption.

Pollution

Air quality can vary significantly between cities, with some urban areas experiencing higher pollution levels. Check air quality indices if you have respiratory conditions, particularly in cities like Los Angeles or New York.

Insect-Borne Illnesses

During warmer months, ticks can carry Lyme disease, particularly in wooded areas of the Northeast and Upper Midwest. West Nile virus, transmitted by mosquitoes, is also present. Use insect repellent, wear long sleeves and pants when in wooded areas, and check for ticks after outdoor activities.

Disease Outbreaks

Seasonal flu is common during winter months. Consider getting a flu vaccination before travelling, especially if visiting during peak flu season.

Allergies

The USA has diverse flora, and certain regions may trigger seasonal allergies. If you're prone to allergies, pack appropriate medications and check pollen forecasts for your destinations.

Healthcare in the USA

The USA has a predominantly private healthcare system, and medical costs can be extremely high for visitors without insurance. Emergency room visits, specialist consultations, and hospital stays can result in substantial bills. Most healthcare facilities require payment upfront or proof of insurance coverage. Emergency medical and hospital expenses can become costly for travellers.

 

people waiting in a hospital
Fast Cover's Medical Benefits

Fast Cover’s international travel insurance policies include:

  • overseas 24/7 emergency medical assistance,
  • overseas emergency medical and hospital expenses,
  • overseas emergency dental, and
  • overseas emergency medical evacuation and repatriation

to help cover you if you become unexpectedly injured or sick while in the US.

plastic model of heart anatomy
Travel Insurance for Existing Medical Conditions

If you have an existing medical condition, Fast Cover may be able to provide some cover. You’ll need to complete a medical screening process online or call our Aussie based sales team.

To find out more about our medical screening process, and how the policy will apply in relation to an existing medical condition, please read and consider the PDS for eligibility criteria, terms, conditions, exclusions, limits and sub limits that apply.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Medication in the USA

Before you visit the USA, make sure your medication is legal by checking with authorities before travelling. When travelling to the USA from Australia with medication, be aware that some medications may require special permits or customs clearance to bring them into the USA. Follow these steps to prepare for travelling to the USA with medication and avoid potential issues at customs: 

Check The USA's Medication Regulations

Visit the US Customs and Border Protection website or the Food and Drug Administration to verify if your medications are legal and check quantity restrictions. Some prescription drugs legal in Australia may be controlled substances in the USA.

Obtain a Permit for Restricted Medications

For controlled substances or certain prescription medications, you may need special documentation or permits. Consult with the Drug Enforcement Administration for controlled substances or FDA for other medications.

Carry Documentation

Always travel with original prescription bottles, a letter from your doctor explaining your medical condition and medication needs and keep medications in carry-on luggage. Ensure labels clearly show your name, prescribing physician, and pharmacy information.

Travel Limits

Generally, you can bring a 90-day supply of prescription medication for personal use. Larger quantities may require additional documentation or permits from the appropriate US authorities.

US Laws and Customs for Travellers

Understanding laws and customs in the USA will help you avoid misunderstandings with locals and local authorities. Keep in mind that travel insurers generally don't cover you when your claim arises from breaking the law, so it's best to familiarise yourself with US laws before your trip.

Obeying Local Laws When Travelling Through the USA

Respecting local laws is important for a trouble-free trip to the USA. Below are a few common tips to follow to avoid legal trouble.

Registration

While there may be no requirement to register your stay with specific government authorities upon arrival, ensure you are travelling with the relevant visa for the purpose of your trip, or that you are eligible for visa-free entry to the US Visa Waiver Program (VWP).

If you are eligible for the VWP, ensure you hold a valid ESTA (Electronic System for Travel Authorisation) before arriving to the US. Learn how to apply for ESTA on our US entry and visa requirements page.

Identification

Don’t forget to carry your valid passport with you as you must be able to prove your legal status if requested by law enforcement.

Use and Possession of Drugs and Alcohol

Cannabis laws vary significantly by state. Some have legalised it for recreational use while others maintain strict prohibitions. The legal drinking age is 21 nationwide. The USA has strict Driving Under the Influence laws with severe penalties for people who drink and drive.

Traffic Offences

Speed limits are strictly enforced, and fines can be substantial. Seat belts are mandatory for all passengers in most states. Using handheld devices while driving is prohibited in many states. Traffic laws can vary by state, so familiarise yourself with local regulations.

Tax Offences

Sales tax varies by state and locality. As a tourist making purchases, you'll pay applicable sales taxes. Some states offer tax-free shopping during certain periods or for visitors.

Social Customs in the USA

Respect and etiquette are important in the US. Follow these tips to help navigate social situations in the USA.

Food and Restaurant Etiquette

Tipping is customary and expected in the USA - typically 18-20% at restaurants, bars, and for service providers like taxi drivers and hotel staff. Many restaurants operate on a first-come, first-served basis, though reservations are recommended for fine dining.

Indigenous Customs

The USA recognises numerous Native American tribes and their sovereignty. When visiting tribal lands or cultural sites, respect posted guidelines and consider that some areas may be sacred or have restricted access.

Inclusivity

The USA is diverse, with people from many cultural backgrounds. Regional customs may vary significantly between areas like the South, Northeast, West Coast, and Midwest. Be respectful of local customs and cultural differences you encounter.

Visa and Entry Requirements for Travelling to the USA

Australian passport holders can visit the USA for tourism or business purposes for up to 90 days under the US Visa Waiver Program by obtaining an ESTA (Electronic System for Travel Authorisation) online before travel. The ESTA costs AUD $33 and is valid for two years. If you’re travelling to the US for longer than 90 days, or for other purposes such as work, study or an exchange program, you will need to apply for the relevant visa in advanceFor more details visit Fast Cover's USA entry and visa requirements page.

Passport Requirements in the USA

Australian visitors need a passport that's valid for the duration of their stay. Make sure to renew your passport in advance to avoid travel disruptions and learn how to keep your passport safe while travelling in the USA.

It is important to note that your travel insurance policy may not provide cover if you do not comply with the USA's visa or other entry requirements. To help ensure you are prepared for your trip, you should research and understand the relevant entry conditions before you travel.

Advice for Tourists Travelling in the USA

Travelling to the USA offers incredible experiences, but it's important to be well-informed about practical details like currency, staying connected and transport. For more information, visit US tourism websites such as Visit the USA.

Currency in the USA

The US Dollar (USD) is the official currency. Credit cards are widely accepted, and contactless payments are increasingly common. ATMs are readily available nationwide. Check current exchange rates on sites like XE CurrencyConsider using travel money cards or credit cards with no foreign transaction fees to avoid additional charges.

Internet and Wi-Fi in the USA

The USA has excellent internet infrastructure with widespread Wi-Fi availability in cities, hotels, restaurants, and public spaces. Many cities offer free public Wi-Fi in downtown areas. No special VPNs or apps are required as there are no internet restrictions. Mobile data plans and international roaming are available from major US carriers.

Mobile Phones and eSIMs in the USA

The USA operates on GSM and CDMA networks compatible with Australian phones. Major carriers include Verizon, AT&T, and T-Mobile with eSIM options available for purchase online before arrival. International roaming with your Australian provider is also an option, though it may be more expensive than local plans. Check with your provider about international roaming rates or consider purchasing a local SIM/eSIM upon arrival.

Travel Adaptors and Electronics

The USA uses Type A and Type B electrical outlets (120V, 60Hz). Australian travellers will need a plug adapter or universal adapter. Most modern electronic devices can handle the voltage difference, but check your device specifications to be sure.

What Should You Pack for a Trip to the USA?

Planning what to pack for the USA ahead of time will ensure you're well-prepared and have taken measures for a stress-free holiday when it comes time to go. Here's our guide on what to pack for your holiday to the USA.

Seasonal and Regional Packing

Pack according to the USA's diverse climate and tailor your clothing to the weather and activities you will be participating in. Use a TSA-approved luggage lock and set a unique pin to keep your luggage secure. Add a tracking tag to keep track of your luggage location. These small measures can reduce the risk of potential loss or theft.

Summer

Pack lightweight, breathable clothing, layers, and comfortable shoes for walking. Don't forget  a strong sunscreen.

Winter

Opt for warm layers, including thermal innerwear, scarves, gloves and hats. Waterproof boots and a coat will be handy.

Spring and Fall

Pack versatile layers as temperatures can vary greatly between day and night, especially in regions like the Southwest.

Luggage and Personal Effects Insurance

Fast Cover’s luggage and personal effects benefit may provide cover for theft, loss, or damage to your luggage and personal items. If you’re travelling to the USA with high value items, you can declare many of them as specified high-value items to help cover them for more than what they are currently covered for under the standard policy terms and conditions.

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Transport in the USA: Getting Around The US

The USA's extensive transportation network offers various options for getting around, from domestic flights for long distances to public transit in major cities. Each region has its preferred modes of transport.

Riding a Motorcycle, Moped or Scooter in the USA

Motorcycle rental is available in most states, particularly popular for scenic routes like Highway 1 in California or the Blue Ridge Parkway. State licensing requirements vary, and an International Driving Permit is recommended. Weather conditions can change rapidly, especially in mountainous areas.

Rental Vehicles in the USA

Car rental is popular and widely available from international companies like Hertz, Enterprise, Budget, and local providers. Driving is often the most flexible way to explore, especially for visiting national parks or rural areas. Be aware of varying traffic laws by state.

Taxis and Ride-Sharing Apps

Uber and Lyft are widely available in major cities and many smaller towns across the USA. Traditional taxis are common in large cities like New York, Chicago, and San Francisco. Both can be hailed on the street in busy areas or booked via smartphone apps.

Coaches and Buses

Greyhound and FlixBus provide intercity bus services connecting major cities and towns. Local public transportation varies by city - New York has subways, San Francisco has cable cars, and most cities have bus systems. Many coach and bus services offer day passes for tourists.

Trains

Amtrak operates passenger rail services connecting major cities, with popular routes like the Northeast Corridor (Boston-New York-Washington), Coast Starlight (Seattle-Los Angeles), and cross-country services. Book in advance for better rates and preferred seating.

Public Ferries

Ferry services operate in coastal areas and around the Great Lakes. Notable services include Staten Island Ferry in New York, ferries to Martha's Vineyard and Nantucket from Massachusetts, and Washington State Ferries in the Pacific Northwest.

Driving Permits and License Requirements

To drive in the USA, travellers need an International Driving Permit (IDP) alongside their valid license. IDPs can be obtained in Australia before departure. Ensure you carry your IDP, Australian driver's licence, and rental vehicle insurance at all times.

Coverage for Riders with Fast Cover's Motorcycle Pack

Fast Cover’s Motorcycle Pack is an optional extra available under our International policies that may provide cover to you for being the rider or passenger on a: 

  • Motorcycle,  
  • Moped, or 
  • Scooter. 
Fast Cover’s Rental Vehicle Excess Benefit

Fast Cover’s Rental Vehicle Excess benefit may provide cover for the rental vehicle excess component of your rental vehicle insurance with your car hire company in the US, up to the specified limit in your travel insurance policy. This benefit applies to a: 

  • Sedan, hatchback, or station wagon,   
  • Four-wheel drive or minibus/people mover, or  
  • A campervan or motorhome (up to 4.5 tonnes), 

rented from a licensed motor vehicle rental company (including vehicles rented from peer-to-peer carsharing platforms).

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Important Contact Information in the USA

Having the right contact information on hand can make all the difference in an emergency. Save these essential details before your trip to the USA.

USA International Country Code: +1

This code is vital if someone needs to reach you on a US mobile number, especially when using services like an eSIM. For example, dial +1 followed by the 10-digit local number to make a call.

Emergency Contacts in the USA
  • Police: 911 (emergency) or local non-emergency numbers 
  • Fire and Rescue: 911 
  • Ambulance and Medical Emergency: 911 
Government Contacts

US Embassy in Australia 

  • Phone Number: +61 2 6214 5600 
Fast Cover 24/7 Emergency Assistance
  • In Australia: 02 8320 7999 
  • Overseas: +61 2 8320 7999 

FAQs

Whilst the USA is a popular destination for Australian travellers, changing civil, political and climate conditions may change whether the USA is considered a safe destination to travel to. It's important to stay informed about local conditions and follow safety advice from the Australian Government via Smartraveller and any travel alerts issued by your travel insurance provider.

The US Dollar (USD) is the official currency. Credit cards, debit cards, and digital payment methods like Apple Pay and Google Pay are widely accepted. Cash is still useful for tips and small purchases.

The ideal time to visit the US depends on your interests and planned activities. Summer (June-August) is perfect for outdoor activities and festivals but expect crowds and higher prices. Spring and Fall offer mild weather and fewer crowds. Winter is ideal for skiing and holiday celebrations but can be harsh in northern states. 

Before you travel to the USA from Australia, make sure to research your travel destinations and the activities you will do in the US so that you can pack accordingly. Ensure your passport is valid and check visa requirements. Consider purchasing travel insurance for your trip to the USA. Fast Cover offers travel insurance policies that can be customised with optional extras to suit many travellers travel plans to USA.

USA Travel Hub

Discover travel resources, advice and tips for your next holiday to the US.

USA Entry and Visa Requirements

Travelling to the US for tourism, business, work or study? We've put together a guide on US entry and visa requirements to help you get your head around whether or not you qualify for the US Visa Waiver Program, and whether you need an Electronic System for Travel Authorisation (ESTA).

Digital Nomad Guide for the USA

With co-working spaces, fast internet access and strong appeal around city living, the USA is a great place to be a digital nomad. Learn more about the digital nomad lifestyle, your tax obligations and travel insurance options.

Travel Insurance for the USA

Whether you’re holidaying in Hawaii, road tripping through the desert or star gazing in Hollywood, Fast Cover’s USA travel insurance offers different levels of cover to suit many types of travel in the USA.

 

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