Multi-Award Winning Travel Insurance

 
Product Review Award Logo 2024
Product Review Awards

Winner Travel Insurance Award 2022, 2023 & 2024

Winner Travel Insurer of the Year 2022 and 2023 Award Logos
WeMoney Awards

Winner Travel Insurance of the Year 2022 & 2023

Winner Outstanding Customer Service 2023

Winner Travel Innovation 2023

Best Travel Insurance Finder Award Winner 2023
Finder Awards

Winner Best Travel Insurance - Value 2023

Travel Insurance Australia

The best travel insurance is a policy that provides cover specifically for you and your trip. Everyone is looking for the best travel insurance in Australia, but no one company can be considered the best for everyone. Every traveller and every trip are different. To find the right policy for you, first you should get a quote and then compare the benefits. Hopefully by comparing a number of policies you'll be able to find a policy for your trip that stands out from the rest.

If you're looking to be covered for a road trip or travelling anywhere within Australia, you’ll want a domestic travel insurance policy, or for overseas trips, you’ll need international travel insurance. To qualify for our domestic or overseas policies, you must be a permanent or temporary resident of Australia or Australian citizen. You must also possess a current Australian Medicare health card or are covered by an Australian private health insurance policy.

Australian Owned and Operated

Fast Cover is an Australian-owned and Australian-run travel company.  All our travel insurance specialist sales and claims teams are based in Australia.  We provide policies for both domestic Australian and international trips.

Fast Cover Awards

Holiday Insurance for All Types of Vacations

We all love holidaying, but all holidays aren't necessarily equal.  We've created guides for all types of vacations to help you choose the best holiday insurance for your trip.

Domestic

Domestic trips, whether they may be driving, flying, bus or train vacations within Australia.

International

Overseas holidays to New Zealand, Pacific, Asia, Europe or Worldwide regions.

Cruise

A cruise holiday on a sea or ocean on both Australian and international waters.

Skiing

Snow sports trips including skiing, snowboarding, snow mobiling and heli-skiing.

Backpacker

International Experience Canada (IEC), working holiday visas, volunteering or backpacking.

Motorbike

Either riding or being a passenger on a moped, scooter or motorcycle.

Family

For 2 adults and up to 10 dependent children who are under 21 years of age.

Seniors

Travellers who are over 60 years of age and up to and including 89 years of age.

Fast Cover man with Camera

Why Fast Cover?

Travel Insurance Online

Buying online travel insurance comes with some great benefits. You can get an online travel insurance quote and lock in the price. When you're ready to buy online, do it with confidence knowing there is a 25-day money back guarantee, even if you have a change of mind.  As soon as you buy your policy, your travel cancellation cover commences. Once overseas, you'll have access to our 24/7 helpline should you need it*.

Fast Cover 48 hour Price Guarantee
48 Hour Price Guarantee

The price on your quote is 'Locked In' for 48 hours.

Fast Cover 25 day money back guarantee
25 Day Money Back Guarantee

Buy with confidence! Get a full refund if you cancel for any reason within 25 days from when you buy a policy and you have not started your trip, made a claim or used your policy to obtain a visa~.

Fast Cover Instant cancellation cover
Instant Cancellation Cover

As soon as you buy a single trip policy with a cancellation benefit, your cancellation cover is activated immediately*. COVID-19 Benefits and already overseas policies have a no cover waiting period.

Fast Cover man with Suitcase

Why buy travel insurance direct from Fast Cover?

  • We are travel insurance specialists and know our product best.
  • If you purchase from us directly, you will always get our best offers which are communicated via our newsletter.
  • Cut out the middle man and you might save a few dollars on your policy.

Once you have completed a quote and compared your insurance options, you can buy travel insurance direct from Fast Cover. Alternatively, if you prefer to book over the phone or have any questions you can call our friendly team directly on 1300 409 322.

Suitcases

Travel Insurance Quotes for Single Trips - The 6 Steps

Departure Date

Enter the date you are leaving your home (not the date you depart Australia or arrive in another country) to ensure you have travel insurance cover for your entire trip.

Return Date

Enter the date you return to your home (not the date you depart the country you're visiting or the date on your airline ticket) so you are covered for your whole trip. Double check time zones as it could be a whole day later when you arrive home.

The Country, Countries or Region you are visiting

You'll need to know which countries and / or regions you are travelling to. Countries are grouped into regions to make it simple for you, for example, Worldwide, Europe, Asia, South Pacific, New Zealand and Australia. As a bonus, each region covers you for all the lower regions. For example, if you buy an Asia region policy, you'll also have cover for travel in the South Pacific region, New Zealand and Australia.

How old are you today?

The price of your insurance is calculated on the age you are on the day you buy your policy, not your age when you leave your home. If you are having a birthday between now and when you depart, it's a good idea to buy before your birthday as it could work out cheaper.

Fellow traveller's ages

If you are travelling with friends and / or family, you'll need to know their ages today. Prices are calculated on each travellers exact age, so correct ages of all travellers are required to get an accurate travel quote.

What type of trip and activities are you doing?

To get a quote that provides cover for your specific trip, you'll need to know whether you'll be going on a cruise, skiing or snowboarding, hiring a car, doing adventure activities such as snorkelling or riding a motorcycle. This will ensure you can get a quote that provides cover for your specific circumstances.

Travel Health Insurance

Buying travel health insurance is essential for anyone planning a holiday. Regardless of whether it's a short domestic break within Australia, or you’re travelling round-the-world! With Fast Cover, you can travel confidently knowing you've got emergency medical cover for your holiday. So buy insurance for your holiday and enjoy every minute of your vacation, instead of worrying about your health if something goes wrong medically on your trip.

Learn More >
24/7 Emergency Medical Assistance

When you need us most, wherever you are in the world, our expert assistance team are ready and waiting to help 24/7.

Unlimited Medical Assistance

Cap-Free Overseas Emergency Medical Assistance & $20,000 funeral or repatriation of remains cover*.

Unlimited Medical Cover

Cap-free Overseas Emergency Medical & Hospital Expenses.

Unlimited Cancellation Cover*

The earlier you buy travel insurance, the earlier we can provide cover for money you've spent on hotels, flights or tours in the event of unexpected sickness, injury, family emergencies or natural disasters.

Fast Cover Doctor Guy

COVID-19 Travel insurance

The Australian Government has lifted the international travel ban due to the coronavirus pandemic and epidemic. Hopefully that means no more lockdowns or quarantine and travel will return to normal. Australians can continue to travel domestically and now also travel internationally.

Fast Cover provides domestic and international travel insurance with COVID-19 Benefits if you or other travellers listed on your certificate of insurance are diagnosed with COVID-19 coronavirus from a PCR test or confirmed in writing by a medical practitioner.

Travel Insurance COVID-19 Benefits

Cover under our COVID-19 Benefits can provide certain cover for COVID-19 if you or other travellers listed on your policy contract COVID-19 and your trip is cancelled, your trip is disrupted and most importantly, if you need emergency overseas medical treatment for COVID-19 or repatriation back home to Australia.   

Ambulance icon
Unlimited

COVID-19 Overseas Medical & Hospital Expenses

Helicopter icon
Unlimited

COVID-19 Overseas Evacuation & Repatriation

Cancellation icon
Up to $5,000

COVID-19 Trip Cancellation & Disruption Cover Δ 

What Our Customers Are Saying

Traveller Case Studies

Travel Insurance FAQs

The best travel insurance policy is one which is able to cover you for the things that you want to be covered for, and may include cover for unexpected medical and hospital expenses, cancellation cover in case you're not able to go on your trip, cover for your luggage in case they're lost or stolen and also cover for travel delays.

Being able to customise your policy to the type of seniors holiday you're taking is also an important consideration when looking for the best travel insurance policy for your trip. That way, you're not paying for things that you don't want cover for!

For more information, refer to our Product Disclosure Statement (PDS).

You can buy your Travel Insurance up to 12 months before your Departure Date.

Note:
  • For the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies; the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Trip Cancellation Expenses should the unexpected occur before you start your trip.
  • For the Frequent Traveller Saver policy, the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts on the date that you specify on your policy.

For more information, refer to our Product Disclosure Statement (PDS).

The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected overseas hospital visit. These costs can easily escalate with extended hospital stays and when a medivac is required to bring you back to Australia. You can also travel with the knowledge that you have 24 hour support from the Emergency Assistance team if an emergency occurs.

For more information, refer to our Product Disclosure Statement (PDS).

You can buy it any time before or after you have booked flights, accommodation, cruises or tours. You can even book it right up until you are boarding a flight if you are a last-minute person or have forgotten to buy it earlier.

For more information, refer to our Product Disclosure Statement (PDS).

If you left Australia without travel insurance or if your travel insurance policy has expired (even if it was issued by another insurer), we may be able to help.

You may be able to purchase a Standard Saver, Comprehensive or a Snow Sport Plus policy if you are already overseas at the time you purchase the policy, provided you meet all of the following requirements:

  • You have been overseas for less than 14 days, or have been insured under a travel insurance policy since you left Australia that is current or has been expired for no more than 14 days; and
  • You are an Australian citizen or permanent resident normally residing in Australia. Individuals on an Australian temporary resident visa including those on a working holiday visa or temporary visitors including those on a tourist visa, are not eligible to purchase this policy after departing Australia; and
  • You hold a valid Australian Medicare card; and
  • You have a home to which you intend to return; and
  • Your trip ends in Australia; and
  • You are aged 65 years and under at time of purchase; and
  • You declare to us at the time of purchase that you are already overseas; and
  • We agree to issue you a policy and specify your status as already overseas in the certificate of insurance.  
Note:
  • You cannot purchase a Basics Policy or Frequent Traveller Saver Policy if you are already overseas. 
  • Policies purchased while you are already overseas are subject to: 
    • A 48-hour no-cover period applies to all benefits (there is no cover under any section of the policy for any event that arises within the first 48 hours of purchasing your policy). 
    • A $500 excess for all claims. 
  • The other applicable policy terms, conditions, exclusions and limits of cover described in our PDS.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

You can buy cancellation insurance after you have booked flights, accommodation, tours or cruises, and you can buy it right up until the departure date of your holiday. The earlier you buy a policy that covers cancellation, the longer you will be covered for any deposits or money you have paid for your trip.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

The cost of travel insurance is calculated on your specific trip and considers a number of factors including:

  • Which countries you're travelling to
  • The duration of your trip
  • Your age today
  • The type of activities you're planning on doing, like skiing
  • Whether you're going on an ocean cruise
  • How many people are travelling
  • The type of policy you select
  • The amount of the Excess

The best way to find out the cost of insurance is to get a quote and compare the price.

For more information, refer to our Product Disclosure Statement (PDS).

Whether you need insurance is a decision for yourself and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen circumstances such as stolen luggage or medical emergencies which you have no way of knowing if they will or won't happen.

For more information, refer to our Product Disclosure Statement (PDS).

Travel insurance is designed to cover you for unexpected events. Generally speaking, anything that has already happened (e.g. an already erupting Bali volcano causes flights to be cancelled) or is likely to happen (e.g. going to hospital for an existing medical condition not listed as covered on your policy), would not be covered and are things you cannot claim.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Travel Alerts

Stay up to date with the latest travel alerts at home and overseas with Fast Cover news and updates.

Travel Guides

We have put together a series of city and country travel guides to help you make the most of your holiday.

Travel Suitcase

We've packed our travel suitcase full of guides, tips, hacks and inspiration to help you prepare for any trip.

Things you need to know

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

~ 25 day money back guarantee ends 25 days after the policy purchase date or on the Departure Date of your trip, whichever comes first. No refund is available if you have submitted a claim or intend to make claim under the policy or used your policy to obtain a visa. See the Product Disclosure Statement for more details.

Δ $5,000 combined limit for COVID-19 Trip Cancellation and Disruption for Comprehensive and Snow Sports Plus policies. Benefit limits vary for other policies.