- Should you need medical advice or emergency medical assistance, please contact DFAT or alternatively you can also contact our 24/7 Emergency Assistance Team.
- Please follow the advice from local authorities and media.
- If your trip has been disrupted, we recommend getting in touch with your travel agent, airline, accommodation provider etc. They might offer you the flexibility to modify your travel arrangements without any additional costs, or even the possibility of a refund.
- If your trip has been disrupted and you have purchased a Comprehensive, Standard Saver, Snow Sports Plus or Frequent Traveller Saver pack, you may be entitled to claim under Benefit 6: Trip Disruption Expenses if you incur additional expenses.
As per our current Product Disclosure Statement -
We will pay
Up to the limits set out in the Benefit Summary noted under Benefit 6 in the PDS:
”For the reimbursement of the reasonable additional travel, accommodation and meal expenses if a disruption to your trip (whether domestic or overseas) arises from the following reasons:
- your scheduled or connecting transport is cancelled, delayed, shortened or diverted because of a strike, riot, hijack, civil protest, severe weather or natural disaster. The event must have begun after we issued the certificate of insurance...”
Important Information
Please ensure that if you are currently travelling in the effected area, that you follow government advice. If you chose to go against any government advice, the below General Exclusion 15 in our Product Disclosure Statement may apply as follows:
“To the extent permissible by law, we will not pay under any circumstances if
- Your claim arises from you not following advice in the mass media or any government or other official body’s warning:
a) of a strike, riot, bad weather, civil protest or contagious disease (including an epidemic or pandemic); or
b) against travel to a particular country or parts of a country or against remaining in a particular country or parts of a country; or
c) where a travel advisory risk rating of ‘Do Not Travel’ (or equivalent if this term is replaced) was issued by the Australian Department of Foreign Affairs and Trade before the start date of your trip; and
d) you did not reasonably take appropriate action to avoid or minimise any potential claim under your policy (including delay of travel to the country or part of the country referred to in the warning).”
In the event of a claim, we will assess each claim on a case by case basis as everyone’s situation is different. Refer to the PDS for full terms, conditions, exclusions and limits that apply.