There is no cover under your policy in this situation.
Exclusions in our PDS that may apply to your situation
As per our current Product Disclosure Statement, some of the General Exclusions (General Exclusions 4, 16 and 41) on our policies provide as follows:
"to the extent permissible by law, we will not pay under any circumstances if:
4. Your claim arises from you being aware at the time of purchasing the policy of something that would give rise to you making a claim under this policy.
16. Your claim arises from any act of war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power.
41.Your claim arises from an event where a Travel Alert for that event was issued by us prior to the issue of your certificate of insurance. Events include (but is not limited to): strike, riot, hijack, civil protest, severe weather, natural disaster or contagious disease.”
Why we do not provide cover in this situation
Insurance does not cover losses caused by something you were aware of when you purchased your policy. For example, this would be like trying to purchase car insurance after being involved in an accident.
Therefore, we will NOT pay any claim caused by or in any way related to this event if your policy was purchased after the above time and date.
Please note
1. If you have not purchased travel insurance yet, you are still able to, but you need to be aware the policy does not provide cover for any claims related to the event.
2. If you want to change or reschedule your trip, we suggest contacting your travel agent or travel provider (hotel, airline, cruise company, tour company etc) directly for assistance. They may offer to change your trip free of charge or for a small fee.
